HomeCompareJSAIY vs SCHD

JSAIY vs SCHD: Dividend Comparison 2026

JSAIY yields 7.47% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JSAIY wins by $13.1K in total portfolio value
10 years
JSAIY
JSAIY
● Live price
7.47%
Share price
$17.79
Annual div
$1.33
5Y div CAGR
8.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.1K
Annual income
$3,217.79
Full JSAIY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — JSAIY vs SCHD

📍 JSAIY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJSAIYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JSAIY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JSAIY pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JSAIY
Annual income on $10K today (after 15% tax)
$635.02/yr
After 10yr DRIP, annual income (after tax)
$2,735.12/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, JSAIY beats the other by $2,373.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JSAIY + SCHD for your $10,000?

JSAIY: 50%SCHD: 50%
100% SCHD50/50100% JSAIY
Portfolio after 10yr
$35.6K
Annual income
$1,821.87/yr
Blended yield
5.12%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JSAIY buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJSAIYSCHD
Forward yield7.47%3.46%
Annual dividend / share$1.33$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR8.1%0%
Portfolio after 10y$42.1K$29.0K
Annual income after 10y$3,217.79$425.95
Total dividends collected$17.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JSAIY vs SCHD ($10,000, DRIP)

YearJSAIY PortfolioJSAIY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,508$807.59$11,226$346.36+$282.00JSAIY
2$13,252$938.90$12,572$357.38+$680.00JSAIY
3$15,272$1,092.34$14,046$367.84+$1.2KJSAIY
4$17,613$1,271.78$15,660$377.73+$2.0KJSAIY
5$20,328$1,481.79$17,425$387.07+$2.9KJSAIY
6$23,478$1,727.77$19,354$395.86+$4.1KJSAIY
7$27,138$2,016.08$21,461$404.13+$5.7KJSAIY
8$31,392$2,354.28$23,762$411.89+$7.6KJSAIY
9$36,340$2,751.32$26,272$419.15+$10.1KJSAIY
10$42,102$3,217.79$29,010$425.95+$13.1KJSAIY

JSAIY vs SCHD: Complete Analysis 2026

JSAIYStock

J Sainsbury plc, together with its subsidiaries, engages in the food, general merchandise and clothing retailing, and financial services activities in the United Kingdom and the Republic of Ireland. It operates through three segments: Retail – Food, Retail – General Merchandise and Clothing, and Financial Services. The company operates various store formats, including convenience stores and supermarkets. It is also involved in the online grocery and general merchandise operations. As of March 5, 2022, the company operated 598 supermarkets, 809 convenience stores, 728 Argos stores, and 335 collection points, as well as 3 Habitat stores. In addition, it offers financial services, such as credit cards, scorecards, and personal loans; and home, car, pet, travel, and life insurance products. The company was founded in 1869 and is headquartered in London, the United Kingdom.

Full JSAIY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.