Is JSFCF or XYLD a better dividend investment in 2026?

JSFCF currently yields 1.77% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between JSFCF and XYLD?

JSFCF has a forward dividend yield of 1.77% ($0.08/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.21 percentage points.

Home › Compare › JSFCF vs XYLD

JSFCF vs XYLD: Dividend Comparison 2026

JSFCF yields 1.77% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $5.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JSFCF

● Live price

1.77%

Share price

$4.51

Annual div

$0.08

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$0.18

Full JSFCF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — JSFCF vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JSFCF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JSFCF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

JSFCF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JSFCF

Annual income on $10K today (after 15% tax)

$150.78/yr

After 10yr DRIP, annual income (after tax)

$0.15/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,736.01/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JSFCF + XYLD for your $10,000?

JSFCF: 50%XYLD: 50%

100% XYLD50/50100% JSFCF

Portfolio after 10yr

$22.6K

Annual income

$1,609.60/yr

Blended yield

7.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JSFCF buys

XYLD buys

No recent congressional trades found for JSFCF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJSFCFXYLD

Forward yield	1.77%	10.98% ✓
Annual dividend / share	$0.08	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.0K	$25.3K ✓
Annual income after 10y	$0.18	$3,219.02 ✓
Total dividends collected	$178.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JSFCF vs XYLD ($10,000, DRIP)

Year	JSFCF Portfolio	JSFCF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,789	$88.69	$10,818	$1,098.39	$29.00 → XYLD
2	$11,589	$44.71	$11,738	$1,222.51	$149.00 → XYLD
3	$12,422	$22.44	$12,774	$1,364.64	$352.00 → XYLD
4	$13,303	$11.24	$13,944	$1,527.86	$641.00 → XYLD
5	$14,240	$5.63	$15,270	$1,715.87	$1.0K → XYLD
6	$15,240	$2.81	$16,775	$1,933.09	$1.5K → XYLD
7	$16,308	$1.41	$18,490	$2,184.87	$2.2K → XYLD
8	$17,450	$0.70	$20,450	$2,477.63	$3.0K → XYLD
9	$18,672	$0.35	$22,697	$2,819.19	$4.0K → XYLD
10	$19,979	$0.18	$25,280	$3,219.02	$5.3K → XYLD

JSFCF vs XYLD: Complete Analysis 2026

JSFCF — Stock

Sistema Public Joint Stock Financial Corporation, together with its subsidiaries, operates in the telecommunications, retail, high technology, finance, pulp and paper, utilities, pharmaceuticals, healthcare, agriculture, real estate, and tourism businesses in Russia and internationally. The company operates through Mobile TeleSystems, Segezha Group, Medsi Group, and Ozon Holdings Limited segments. It provides mobile and fixed voice, broadband, internet access, pay TV, financial services, as well as content and entertainment services, services for prevention, diagnosis, and treatment of diseases; rehabilitation services for children and adults; and e-commerce internet platforms. The company also involved in timber harvesting, wood processing, operations, and energy transmission services. Sistema Public Joint Stock Financial Corporation was founded in 1993 and is based in Moscow, Russia.

Full JSFCF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.