HomeCompareJSI vs XYLD

JSI vs XYLD: Dividend Comparison 2026

JSI yields 5.77% · XYLD yields 9.02%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JSI wins by $8.1K in total portfolio value
10 years
JSI
JSI
● Live price
5.77%
Share price
$51.55
Annual div
$2.97
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.2K
Annual income
$832.86
Full JSI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — JSI vs XYLD

📍 JSI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJSIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JSI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JSI pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JSI
Annual income on $10K today (after 15% tax)
$490.07/yr
After 10yr DRIP, annual income (after tax)
$707.93/yr
XYLD
Annual income on $10K today (after 15% tax)
$766.32/yr
After 10yr DRIP, annual income (after tax)
$2,009.19/yr
At 15% tax rate, XYLD beats the other by $1,301.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JSI + XYLD for your $10,000?

JSI: 50%XYLD: 50%
100% XYLD50/50100% JSI
Portfolio after 10yr
$25.2K
Annual income
$1,598.31/yr
Blended yield
6.34%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JSI buys
0
XYLD buys
0
No recent congressional trades found for JSI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJSIXYLD
Forward yield5.77%9.02%
Annual dividend / share$2.97$3.48
Payout ratio50%90%
1-year div growth0%-2.1%
5-year div CAGR0%0.5%
Portfolio after 10y$29.2K$21.1K
Annual income after 10y$832.86$2,363.75
Total dividends collected$7.1K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: JSI vs XYLD ($10,000, DRIP)

YearJSI PortfolioJSI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,277$576.55$10,626$906.06+$651.00JSI
2$12,674$607.62$11,324$995.47+$1.4KJSI
3$14,199$638.22$12,104$1,096.88+$2.1KJSI
4$15,861$668.26$12,977$1,212.21+$2.9KJSI
5$17,669$697.65$13,958$1,343.80+$3.7KJSI
6$19,632$726.33$15,061$1,494.40+$4.6KJSI
7$21,761$754.23$16,307$1,667.30+$5.5KJSI
8$24,065$781.32$17,717$1,866.48+$6.3KJSI
9$26,557$807.53$19,317$2,096.71+$7.2KJSI
10$29,249$832.86$21,140$2,363.75+$8.1KJSI

JSI vs XYLD: Complete Analysis 2026

JSIStock

The fund advisor pursues its investment objective by investing, under normal circumstances, at least 80% of its net assets (plus borrowings for investment purposes) in securitized securities. Securitized securities are debt securities that entitle their holders to payments that depend primarily on the assets underlying the securities, and include, but are not limited to, asset-backed securities (“ABS”), collateralized loan obligations (“CLOs”), agency and non-agency mortgage-backed securities (“MBS”), and collateralized mortgage obligations (“CMOs”). The fund is non-diversified.

Full JSI Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.