Is JSMTX or XYLD a better dividend investment in 2026?

JSMTX currently yields 10.10% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between JSMTX and XYLD?

JSMTX has a forward dividend yield of 10.10% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.88 percentage points.

Home › Compare › JSMTX vs XYLD

JSMTX vs XYLD: Dividend Comparison 2026

JSMTX yields 10.10% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JSMTX wins by $13.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JSMTX

● Live price

10.10%

Share price

$19.81

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.0K

Annual income

$1,904.40

Full JSMTX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — JSMTX vs XYLD

📍 JSMTX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JSMTX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, JSMTX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JSMTX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JSMTX

Annual income on $10K today (after 15% tax)

$858.37/yr

After 10yr DRIP, annual income (after tax)

$1,618.74/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,117.43/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JSMTX + XYLD for your $10,000?

JSMTX: 50%XYLD: 50%

100% XYLD50/50100% JSMTX

Portfolio after 10yr

$32.1K

Annual income

$2,561.71/yr

Blended yield

7.97%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JSMTX buys

XYLD buys

No recent congressional trades found for JSMTX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJSMTXXYLD

Forward yield	10.10%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$39.0K ✓	$25.3K
Annual income after 10y	$1,904.40	$3,219.02 ✓
Total dividends collected	$14.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JSMTX vs XYLD ($10,000, DRIP)

Year	JSMTX Portfolio	JSMTX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,710	$1,009.85	$10,818	$1,098.39	+$892.00 → JSMTX
2	$13,635	$1,105.15	$11,738	$1,222.51	+$1.9K → JSMTX
3	$15,792	$1,202.63	$12,774	$1,364.64	+$3.0K → JSMTX
4	$18,199	$1,301.77	$13,944	$1,527.86	+$4.3K → JSMTX
5	$20,875	$1,402.06	$15,270	$1,715.87	+$5.6K → JSMTX
6	$23,839	$1,503.01	$16,775	$1,933.09	+$7.1K → JSMTX
7	$27,112	$1,604.15	$18,490	$2,184.87	+$8.6K → JSMTX
8	$30,715	$1,705.03	$20,450	$2,477.63	+$10.3K → JSMTX
9	$34,670	$1,805.24	$22,697	$2,819.19	+$12.0K → JSMTX
10	$39,002	$1,904.40	$25,280	$3,219.02	+$13.7K → JSMTX

JSMTX vs XYLD: Complete Analysis 2026

JSMTX — Stock

The fund invests at least 80% of its net assets (plus any borrowings for investment purposes) in securities issued by small-and mid-capitalization companies. The Adviser defines small-and mid-capitalization companies as companies, at the time of purchase, within the range of the capitalization of companies constituting the Russell 2500® Growth Index. It is non-diversified.

Full JSMTX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this JSMTX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JSMTX vs SCHD JSMTX vs JEPI JSMTX vs O JSMTX vs KO JSMTX vs MAIN JSMTX vs QYLD JSMTX vs JEPQ JSMTX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.