Is JSNSF or RYLD a better dividend investment in 2026?

JSNSF currently yields 6.96% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between JSNSF and RYLD?

JSNSF has a forward dividend yield of 6.96% ($0.33/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 5.18 percentage points.

Home › Compare › JSNSF vs RYLD

JSNSF vs RYLD: Dividend Comparison 2026

JSNSF yields 6.96% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JSNSF wins by $1518.13M in total portfolio value

INVESTMENT

TIME HORIZON10 years

JSNSF

● Live price

6.96%

Share price

$4.75

Annual div

$0.33

5Y div CAGR

84.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1518.17M

Annual income

$1,428,367,236.01

Full JSNSF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — JSNSF vs RYLD

📍 JSNSF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JSNSF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, JSNSF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

JSNSF pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JSNSF

Annual income on $10K today (after 15% tax)

$591.42/yr

After 10yr DRIP, annual income (after tax)

$1,214,112,150.61/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, JSNSF beats the other by $1,214,109,951.36/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JSNSF + RYLD for your $10,000?

JSNSF: 50%RYLD: 50%

100% RYLD50/50100% JSNSF

Portfolio after 10yr

$759.11M

Annual income

$714,184,911.67/yr

Blended yield

94.08%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JSNSF buys

RYLD buys

No recent congressional trades found for JSNSF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJSNSFRYLD

Forward yield	6.96%	12.14% ✓
Annual dividend / share	$0.33	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	84.2% ✓	0%
Portfolio after 10y	$1518.17M ✓	$44.5K
Annual income after 10y	$1,428,367,236.01 ✓	$2,587.35
Total dividends collected	$1511.64M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JSNSF vs RYLD ($10,000, DRIP)

Year	JSNSF Portfolio	JSNSF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,982	$1,281.64	$11,914	$1,213.65	+$68.00 → JSNSF
2	$15,464	$2,643.56	$14,099	$1,351.30	+$1.4K → JSNSF
3	$22,420	$5,873.53	$16,580	$1,494.55	+$5.8K → JSNSF
4	$38,649	$14,659.50	$19,384	$1,642.61	+$19.3K → JSNSF
5	$84,858	$43,503.79	$22,535	$1,794.70	+$62.3K → JSNSF
6	$255,231	$164,433.24	$26,063	$1,950.00	+$229.2K → JSNSF
7	$1,124,503	$851,405.69	$29,995	$2,107.69	+$1.09M → JSNSF
8	$7,660,788	$6,457,569.91	$34,361	$2,266.99	+$7.63M → JSNSF
9	$83,930,491	$75,733,447.92	$39,194	$2,427.12	+$83.89M → JSNSF
10	$1,518,172,862	$1,428,367,236.01	$44,525	$2,587.35	+$1518.13M → JSNSF

JSNSF vs RYLD: Complete Analysis 2026

JSNSF — Stock

J Sainsbury plc, together with its subsidiaries, engages in the food, general merchandise and clothing retailing, and financial services activities in the United Kingdom and the Republic of Ireland. It operates through three segments: Retail Food, Retail General Merchandise and Clothing, and Financial Services. The company operates various store formats, including convenience stores and supermarkets. It is also involved in the online grocery and general merchandise operations. As of March 5, 2022, the company operated 598 supermarkets, 809 convenience stores, 728 Argos stores, and 335 collection points, as well as 3 Habitat stores. In addition, it offers financial services, such as credit cards, scorecards, and personal loans; and home, car, pet, travel, and life insurance products. The company was founded in 1869 and is headquartered in London, the United Kingdom.

Full JSNSF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this JSNSF vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JSNSF vs SCHD JSNSF vs JEPI JSNSF vs O JSNSF vs KO JSNSF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.