Is JUCY or SPHD a better dividend investment in 2026?

JUCY currently yields 7.89% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: JUCY offers higher current income.

What is the dividend yield difference between JUCY and SPHD?

JUCY has a forward dividend yield of 7.89% ($1.74/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 3.89 percentage points.

Home › Compare › JUCY vs SPHD

JUCY vs SPHD: Dividend Comparison 2026

JUCY yields 7.89% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JUCY wins by $5.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JUCY

● Live price

7.89%

Share price

$22.11

Annual div

$1.74

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.7K

Annual income

$1,300.61

Full JUCY calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — JUCY vs SPHD

📍 JUCY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JUCY	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JUCY + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

JUCY pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JUCY

Annual income on $10K today (after 15% tax)

$670.79/yr

After 10yr DRIP, annual income (after tax)

$1,105.52/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, JUCY beats the other by $341.21/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JUCY + SPHD for your $10,000?

JUCY: 50%SPHD: 50%

100% SPHD50/50100% JUCY

Portfolio after 10yr

$30.9K

Annual income

$1,099.91/yr

Blended yield

3.56%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JUCY buys

SPHD buys

No recent congressional trades found for JUCY or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJUCYSPHD

Forward yield	7.89% ✓	4.00%
Annual dividend / share	$1.74	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$33.7K ✓	$28.0K
Annual income after 10y	$1,300.61 ✓	$899.19
Total dividends collected	$10.5K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JUCY vs SPHD ($10,000, DRIP)

Year	JUCY Portfolio	JUCY Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,489	$789.17	$11,120	$420.00	+$369.00 → JUCY
2	$13,141	$847.37	$12,357	$458.31	+$784.00 → JUCY
3	$14,966	$905.78	$13,721	$499.76	+$1.2K → JUCY
4	$16,978	$964.13	$15,227	$544.58	+$1.8K → JUCY
5	$19,189	$1,022.18	$16,885	$593.02	+$2.3K → JUCY
6	$21,612	$1,079.69	$18,713	$645.34	+$2.9K → JUCY
7	$24,261	$1,136.47	$20,724	$701.81	+$3.5K → JUCY
8	$27,152	$1,192.32	$22,938	$762.73	+$4.2K → JUCY
9	$30,299	$1,247.08	$25,372	$828.41	+$4.9K → JUCY
10	$33,721	$1,300.61	$28,047	$899.19	+$5.7K → JUCY

JUCY vs SPHD: Complete Analysis 2026

JUCY — Stock

An actively managed strategy seeking attractive distributions with capital preservation. The strategy typically invests in a portfolio of lower-duration US Treasuries and Agency Securities seeking to provide stability and income. It then enhances the portfolio by using an option overlay to help improve total returns and allow for larger distributions through a combination of interest income and return of capital.

Full JUCY Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.