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JULQ vs VYM: Dividend Comparison 2026

JULQ yields 2.48% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $4.5K in total portfolio value
10 years
JULQ
JULQ
● Live price
2.48%
Share price
$24.82
Annual div
$0.62
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$291.41
Full JULQ calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — JULQ vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJULQVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JULQ + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JULQ pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JULQ
Annual income on $10K today (after 15% tax)
$211.02/yr
After 10yr DRIP, annual income (after tax)
$247.70/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, JULQ beats the other by $10.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JULQ + VYM for your $10,000?

JULQ: 50%VYM: 50%
100% VYM50/50100% JULQ
Portfolio after 10yr
$25.6K
Annual income
$284.98/yr
Blended yield
1.11%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JULQ buys
0
VYM buys
0
No recent congressional trades found for JULQ or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJULQVYM
Forward yield2.48%2.41%
Annual dividend / share$0.62$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.4K$27.8K
Annual income after 10y$291.41$278.55
Total dividends collected$2.7K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: JULQ vs VYM ($10,000, DRIP)

YearJULQ PortfolioJULQ Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,948$248.26$11,151$241.44$203.00VYM
2$11,969$254.02$12,413$246.79$444.00VYM
3$13,066$259.53$13,794$251.79$728.00VYM
4$14,245$264.79$15,306$256.47$1.1KVYM
5$15,512$269.80$16,960$260.84$1.4KVYM
6$16,873$274.58$18,768$264.92$1.9KVYM
7$18,333$279.12$20,745$268.71$2.4KVYM
8$19,900$283.44$22,905$272.24$3.0KVYM
9$21,580$287.53$25,265$275.51$3.7KVYM
10$23,382$291.41$27,842$278.55$4.5KVYM

JULQ vs VYM: Complete Analysis 2026

JULQStock

The fund is an actively managed exchange-traded fund (“ETF”) that invests in U.S. Treasury bills (the “U.S. Treasuries”) and FLexible EXchange® Options (“FLEX Options”) that use as a reference asset a broad-based U.S. equity index, specifically the S&P 500® Price Return Index (the “U.S. Equity index”). The fund is non-diversified.

Full JULQ Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.