Is JVAYX or XYLD a better dividend investment in 2026?

JVAYX currently yields 13.01% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: JVAYX offers higher current income.

What is the dividend yield difference between JVAYX and XYLD?

JVAYX has a forward dividend yield of 13.01% ($4.73/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.03 percentage points.

Home › Compare › JVAYX vs XYLD

JVAYX vs XYLD: Dividend Comparison 2026

JVAYX yields 13.01% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JVAYX wins by $21.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JVAYX

● Live price

13.01%

Share price

$36.36

Annual div

$4.73

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$47.1K

Annual income

$2,923.53

Full JVAYX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — JVAYX vs XYLD

📍 JVAYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JVAYX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JVAYX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

—

JVAYX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JVAYX

Annual income on $10K today (after 15% tax)

$1,106.23/yr

After 10yr DRIP, annual income (after tax)

$2,485.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $251.17/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JVAYX + XYLD for your $10,000?

JVAYX: 50%XYLD: 50%

100% XYLD50/50100% JVAYX

Portfolio after 10yr

$36.2K

Annual income

$3,071.27/yr

Blended yield

8.49%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JVAYX buys

XYLD buys

No recent congressional trades found for JVAYX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJVAYXXYLD

Forward yield	13.01% ✓	10.98%
Annual dividend / share	$4.73 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$47.1K ✓	$25.3K
Annual income after 10y	$2,923.53	$3,219.02 ✓
Total dividends collected	$20.9K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: JVAYX vs XYLD ($10,000, DRIP)

Year	JVAYX Portfolio	JVAYX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,001	$1,301.45	$10,818	$1,098.39	+$1.2K → JVAYX
2	$14,301	$1,459.74	$11,738	$1,222.51	+$2.6K → JVAYX
3	$16,928	$1,625.68	$12,774	$1,364.64	+$4.2K → JVAYX
4	$19,911	$1,798.38	$13,944	$1,527.86	+$6.0K → JVAYX
5	$23,282	$1,976.94	$15,270	$1,715.87	+$8.0K → JVAYX
6	$27,072	$2,160.38	$16,775	$1,933.09	+$10.3K → JVAYX
7	$31,315	$2,347.73	$18,490	$2,184.87	+$12.8K → JVAYX
8	$36,045	$2,538.01	$20,450	$2,477.63	+$15.6K → JVAYX
9	$41,299	$2,730.25	$22,697	$2,819.19	+$18.6K → JVAYX
10	$47,113	$2,923.53	$25,280	$3,219.02	+$21.8K → JVAYX

JVAYX vs XYLD: Complete Analysis 2026

JVAYX — Stock

The investment seeks to provide long-term total return from a combination of income and capital gains. The fund will invest primarily in equity securities across all market capitalizations. Equity securities in which the fund primarily invests include common stocks and real estate investment trusts (REITs). It may at any given time invest a significant portion of its assets in companies of one particular market capitalization category, such as large-capitalization companies.

Full JVAYX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.