Is JYN or SCHD a better dividend investment in 2026?

JYN currently yields 3.84% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: JYN offers higher current income.

What is the dividend yield difference between JYN and SCHD?

JYN has a forward dividend yield of 3.84% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 0.40 percentage points.

Home › Compare › JYN vs SCHD

JYN vs SCHD: Dividend Comparison 2026

JYN yields 3.84% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $3.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

JYN

● Live price

3.84%

Share price

$52.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.7K

Annual income

$492.17

Full JYN calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.70

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.28

Full SCHD calculator →

Portfolio growth — JYN vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	JYN	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, JYN + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

JYN pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JYN

Annual income on $10K today (after 15% tax)

$326.80/yr

After 10yr DRIP, annual income (after tax)

$418.34/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.29/yr

After 10yr DRIP, annual income (after tax)

$358.94/yr

At 15% tax rate, JYN beats the other by $59.41/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of JYN + SCHD for your $10,000?

JYN: 50%SCHD: 50%

100% SCHD50/50100% JYN

Portfolio after 10yr

$27.3K

Annual income

$457.23/yr

Blended yield

1.67%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JYN buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricJYNSCHD

Forward yield	3.84% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.7K	$29.0K ✓
Annual income after 10y	$492.17 ✓	$422.28
Total dividends collected	$4.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: JYN vs SCHD ($10,000, DRIP)

Year	JYN Portfolio	JYN Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,084	$384.47	$11,224	$343.88	$140.00 → SCHD
2	$12,259	$398.28	$12,566	$354.74	$307.00 → SCHD
3	$13,528	$411.66	$14,037	$365.05	$509.00 → SCHD
4	$14,900	$424.58	$15,647	$374.80	$747.00 → SCHD
5	$16,380	$437.03	$17,408	$383.99	$1.0K → SCHD
6	$17,976	$449.01	$19,333	$392.66	$1.4K → SCHD
7	$19,694	$460.51	$21,435	$400.80	$1.7K → SCHD
8	$21,545	$471.54	$23,730	$408.43	$2.2K → SCHD
9	$23,535	$482.09	$26,233	$415.59	$2.7K → SCHD
10	$25,674	$492.17	$28,964	$422.28	$3.3K → SCHD

JYN vs SCHD: Complete Analysis 2026

JYN — Stock

JYN is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in JYN shares.

Full JYN Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.