HomeCompareKBE vs XYLD

KBE vs XYLD: Dividend Comparison 2026

KBE yields 2.49% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $2.5K in total portfolio value· pulled ahead in Year 6
10 years
KBE
KBE
● Live price
2.49%
Share price
$59.55
Annual div
$1.48
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$292.19
Full KBE calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — KBE vs XYLD

📍 XYLD pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodKBEXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, KBE + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
KBE pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KBE
Annual income on $10K today (after 15% tax)
$211.51/yr
After 10yr DRIP, annual income (after tax)
$248.36/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,600.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of KBE + XYLD for your $10,000?

KBE: 50%XYLD: 50%
100% XYLD50/50100% KBE
Portfolio after 10yr
$24.6K
Annual income
$1,821.61/yr
Blended yield
7.40%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KBE buys
0
XYLD buys
0
No recent congressional trades found for KBE or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricKBEXYLD
Forward yield2.49%11.20%
Annual dividend / share$1.48$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.4K$25.9K
Annual income after 10y$292.19$3,351.03
Total dividends collected$2.7K$20.2K
Payment frequencyquarterlymonthly
SectorETFETF

Year-by-year: KBE vs XYLD ($10,000, DRIP)

YearKBE PortfolioKBE Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,949$248.83$10,840$1,120.44+$109.00KBE
2$11,970$254.62$11,786$1,249.59+$184.00KBE
3$13,068$260.15$12,854$1,397.78+$214.00KBE
4$14,248$265.44$14,063$1,568.33+$185.00KBE
5$15,516$270.48$15,434$1,765.19+$82.00KBE
6← crossover$16,877$275.28$16,995$1,993.14$118.00XYLD
7$18,339$279.84$18,777$2,257.95$438.00XYLD
8$19,906$284.18$20,818$2,566.58$912.00XYLD
9$21,588$288.29$23,163$2,927.50$1.6KXYLD
10$23,392$292.19$25,865$3,351.03$2.5KXYLD

KBE vs XYLD: Complete Analysis 2026

KBEETF

The State Street SPDR S&P Bank ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Banks Select Industry Index (the "Index")Seeks to provide exposure to the bank segment of the S&P TMI, which comprises the following sub-industries: Asset Management & Custody Banks, Diversified Banks, Regional Banks, Diversified Financial Services, and Commercial & Residential Mortgage Finance.Seeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full KBE Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.