Is KCAP or PBCT a better dividend investment in 2026?

KCAP currently yields 4.00% with a 5% 5-year dividend growth rate. PBCT yields 68.97% with 5% growth. The better choice depends on your goal: PBCT offers higher current income.

What is the dividend yield difference between KCAP and PBCT?

KCAP has a forward dividend yield of 4.00% ($2.00/share annually). PBCT yields 68.97% ($13.39/share annually). The yield gap is 64.97 percentage points.

Home › Compare › KCAP vs PBCT

KCAP vs PBCT: Dividend Comparison 2026

KCAP yields 4.00% · PBCT yields 68.97%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PBCT wins by $4.12M in total portfolio value

INVESTMENT

TIME HORIZON10 years

KCAP

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full KCAP calculator →

PBCT

● Live price

68.97%

Share price

$19.41

Annual div

$13.39

5Y div CAGR

7.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.15M

Annual income

$1,740,349.80

Full PBCT calculator →

Portfolio growth — KCAP vs PBCT

📍 PBCT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	KCAP	PBCT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, KCAP + PBCT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

KCAP pays

PBCT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KCAP

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

PBCT

Annual income on $10K today (after 15% tax)

$5,862.71/yr

After 10yr DRIP, annual income (after tax)

$1,479,297.33/yr

At 15% tax rate, PBCT beats the other by $1,478,533.02/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of KCAP + PBCT for your $10,000?

KCAP: 50%PBCT: 50%

100% PBCT50/50100% KCAP

Portfolio after 10yr

$2.09M

Annual income

$870,624.50/yr

Blended yield

41.69%

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Analyst Conviction Gap

Where Wall Street is most bullish on KCAP right now

KCAP

No analyst data

PBCT

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KCAP buys

PBCT buys

No recent congressional trades found for KCAP or PBCT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricKCAPPBCT

Forward yield	4.00%	68.97% ✓
Annual dividend / share	$2.00	$13.39 ✓
Payout ratio	50%	50%
1-year div growth	5% ✓	0%
5-year div CAGR	5%	7.5% ✓
Portfolio after 10y	$28.0K ✓	$4.15M
Annual income after 10y	$899.19	$1,740,349.80 ✓
Total dividends collected	$6.4K ✓	$3.79M
Payment frequency	quarterly	quarterly
Sector	Stock	Stock

Year-by-year: KCAP vs PBCT ($10,000, DRIP)

Year	KCAP Portfolio	KCAP Income/yr	PBCT Portfolio	PBCT Income/yr	Gap
1← crossover	$11,120	$420.00	$18,115	$7,414.60	$7.0K → PBCT
2	$12,357	$458.31	$32,877	$13,494.02	$20.5K → PBCT
3	$13,721	$499.76	$59,783	$24,605.07	$46.1K → PBCT
4	$15,227	$544.58	$108,919	$44,951.07	$93.7K → PBCT
5	$16,885	$593.02	$198,822	$82,279.18	$181.9K → PBCT
6	$18,713	$645.34	$363,636	$150,895.63	$344.9K → PBCT
7	$20,724	$701.81	$666,360	$277,269.67	$645.6K → PBCT
8	$22,938	$762.73	$1,223,474	$510,469.01	$1.20M → PBCT
9	$25,372	$828.41	$2,250,747	$941,629.40	$2.23M → PBCT
10	$28,047	$899.19	$4,148,649	$1,740,349.80	$4.12M → PBCT

KCAP vs PBCT: Complete Analysis 2026

KCAP — Stock

KCAP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in KCAP shares.

Full KCAP Calculator →

PBCT — Stock

People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The company offers commercial deposit products, commercial real estate lending, middle market and business banking, equipment financing, mortgage warehouse and asset-based lending, treasury management services, and capital market capabilities. It also provides consumer lending, including residential mortgage and home equity lending; and consumer deposit gathering services. In addition, the company offers brokerage, financial and investment advisory, investment management, life insurance, financial management and planning, and non-institutional trust services, as well as cash management, municipal banking, online banking, investment trading, and telephone banking services. As of March 04, 2022, it operated approximately 400 retail locations in Connecticut, New York, Massachusetts, Vermont, New Hampshire, and Maine. The company also operates 562 ATMs. People's United Financial, Inc. was founded in 1842 and is headquartered in Bridgeport, Connecticut. As of April 1, 2022, People's United Financial, Inc. operates as a subsidiary of M&T Bank Corporation.

Full PBCT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.