Is KCMTX or VYM a better dividend investment in 2026?

KCMTX currently yields 17.71% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: KCMTX offers higher current income.

What is the dividend yield difference between KCMTX and VYM?

KCMTX has a forward dividend yield of 17.71% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 15.30 percentage points.

Home › Compare › KCMTX vs VYM

KCMTX vs VYM: Dividend Comparison 2026

KCMTX yields 17.71% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 KCMTX wins by $35.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

KCMTX

● Live price

17.71%

Share price

$11.29

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.4K

Annual income

$5,238.24

Full KCMTX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — KCMTX vs VYM

📍 KCMTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	KCMTX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, KCMTX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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KCMTX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KCMTX

Annual income on $10K today (after 15% tax)

$1,505.76/yr

After 10yr DRIP, annual income (after tax)

$4,452.50/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, KCMTX beats the other by $4,215.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of KCMTX + VYM for your $10,000?

KCMTX: 50%VYM: 50%

100% VYM50/50100% KCMTX

Portfolio after 10yr

$45.6K

Annual income

$2,758.39/yr

Blended yield

6.05%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KCMTX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricKCMTXVYM

Forward yield	17.71% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$63.4K ✓	$27.8K
Annual income after 10y	$5,238.24 ✓	$278.55
Total dividends collected	$33.8K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: KCMTX vs VYM ($10,000, DRIP)

Year	KCMTX Portfolio	KCMTX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$12,471	$1,771.48	$11,151	$241.44	+$1.3K → KCMTX
2	$15,409	$2,064.76	$12,413	$246.79	+$3.0K → KCMTX
3	$18,872	$2,384.24	$13,794	$251.79	+$5.1K → KCMTX
4	$22,922	$2,729.01	$15,306	$256.47	+$7.6K → KCMTX
5	$27,625	$3,097.83	$16,960	$260.84	+$10.7K → KCMTX
6	$33,047	$3,489.09	$18,768	$264.92	+$14.3K → KCMTX
7	$39,262	$3,900.95	$20,745	$268.71	+$18.5K → KCMTX
8	$46,341	$4,331.30	$22,905	$272.24	+$23.4K → KCMTX
9	$54,363	$4,777.86	$25,265	$275.51	+$29.1K → KCMTX
10	$63,407	$5,238.24	$27,842	$278.55	+$35.6K → KCMTX

KCMTX vs VYM: Complete Analysis 2026

KCMTX — Stock

The fund employs a flexible investment strategy, meaning it has the freedom to invest globally in companies of all sizes and in all sectors, long or short, in equities, fixed income, certain derivatives, and cash. To achieve its investment objectives, the fund invests principally in domestic and foreign equity securities (common stock and depository receipts), exchange traded funds, swaps, futures and options.

Full KCMTX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.