HomeCompareKEFI vs SCHD

KEFI vs SCHD: Dividend Comparison 2026

KEFI yields 3.96% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 KEFI wins by $49.8K in total portfolio value· pulled ahead in Year 2
10 years
KEFI
KEFI
● Live price
3.96%
Share price
$48.50
Annual div
$1.92
5Y div CAGR
32.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.8K
Annual income
$19,572.27
Full KEFI calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — KEFI vs SCHD

📍 KEFI pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodKEFISCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, KEFI + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
KEFI pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KEFI
Annual income on $10K today (after 15% tax)
$336.49/yr
After 10yr DRIP, annual income (after tax)
$16,636.43/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, KEFI beats the other by $16,277.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of KEFI + SCHD for your $10,000?

KEFI: 50%SCHD: 50%
100% SCHD50/50100% KEFI
Portfolio after 10yr
$53.9K
Annual income
$9,997.43/yr
Blended yield
18.56%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KEFI buys
0
SCHD buys
0
No recent congressional trades found for KEFI or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricKEFISCHD
Forward yield3.96%3.44%
Annual dividend / share$1.92$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR32.3%0%
Portfolio after 10y$78.8K$29.0K
Annual income after 10y$19,572.27$422.61
Total dividends collected$52.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: KEFI vs SCHD ($10,000, DRIP)

YearKEFI PortfolioKEFI Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,224$523.74$11,224$344.10$0.00SCHD
2← crossover$12,736$726.83$12,567$354.98+$169.00KEFI
3$14,648$1,019.79$14,038$365.30+$610.00KEFI
4$17,123$1,450.15$15,648$375.06+$1.5KKEFI
5$20,418$2,096.06$17,410$384.27+$3.0KKEFI
6$24,937$3,090.35$19,335$392.95+$5.6KKEFI
7$31,350$4,666.87$21,437$401.10+$9.9KKEFI
8$40,798$7,254.15$23,733$408.75+$17.1KKEFI
9$55,327$11,672.70$26,237$415.91+$29.1KKEFI
10$78,772$19,572.27$28,968$422.61+$49.8KKEFI

KEFI vs SCHD: Complete Analysis 2026

KEFIStock

Keweenaw Financial Corporation, through its subsidiary, Superior National Bank & Trust Company, provides various financial and trust services to individual and corporate customers. The company offers savings, checking, and money market accounts; certificates of deposit; home, auto and recreational, personal, commercial, and healthcare loans; and personal finance services. It also provides trust and wealth management services, including investment management, trust and estate administration, and retirement services. In addition, the company offers credit and debit cards, online and mobile banking, ACH origination, remote deposit capture, automated teller machines, and bill-paying services, as well as cybersecurity consulting services. It serves customers through its branches in the Upper Peninsula and Southeast Michigan. The company was founded in 1890 and is based in Hancock, Michigan.

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SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.