Is KJAN or SCHD a better dividend investment in 2026?

KJAN currently yields 4.89% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: KJAN offers higher current income.

What is the dividend yield difference between KJAN and SCHD?

KJAN has a forward dividend yield of 4.89% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 1.43 percentage points.

Home › Compare › KJAN vs SCHD

KJAN vs SCHD: Dividend Comparison 2026

KJAN yields 4.89% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $1.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

KJAN

● Live price

4.89%

Share price

$40.87

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$669.35

Full KJAN calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — KJAN vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	KJAN	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, KJAN + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

—

Oct

—

Nov

—

Dec

—

KJAN pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KJAN

Annual income on $10K today (after 15% tax)

$415.97/yr

After 10yr DRIP, annual income (after tax)

$568.95/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, KJAN beats the other by $206.89/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of KJAN + SCHD for your $10,000?

KJAN: 50%SCHD: 50%

100% SCHD50/50100% KJAN

Portfolio after 10yr

$28.3K

Annual income

$547.64/yr

Blended yield

1.94%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KJAN buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricKJANSCHD

Forward yield	4.89% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.6K	$29.0K ✓
Annual income after 10y	$669.35 ✓	$425.95
Total dividends collected	$5.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: KJAN vs SCHD ($10,000, DRIP)

Year	KJAN Portfolio	KJAN Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,189	$489.38	$11,226	$346.36	$37.00 → SCHD
2	$12,484	$511.76	$12,572	$357.38	$88.00 → SCHD
3	$13,892	$533.64	$14,046	$367.84	$154.00 → SCHD
4	$15,419	$554.96	$15,660	$377.73	$241.00 → SCHD
5	$17,074	$575.67	$17,425	$387.07	$351.00 → SCHD
6	$18,865	$595.76	$19,354	$395.86	$489.00 → SCHD
7	$20,801	$615.19	$21,461	$404.13	$660.00 → SCHD
8	$22,891	$633.94	$23,762	$411.89	$871.00 → SCHD
9	$25,145	$651.99	$26,272	$419.15	$1.1K → SCHD
10	$27,575	$669.35	$29,010	$425.95	$1.4K → SCHD

KJAN vs SCHD: Complete Analysis 2026

KJAN — Stock

The Innovator U.S. Small Cap Power Buffer ETF seeks to track the return of the iShares Russell 2000 ETF (IWM), up to a predetermined cap, while buffering investors against the first 15% of losses over the outcome period, before fees and expenses. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full KJAN Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.