Is KJUL or SCHD a better dividend investment in 2026?

KJUL currently yields 6.35% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: KJUL offers higher current income.

What is the dividend yield difference between KJUL and SCHD?

KJUL has a forward dividend yield of 6.35% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.89 percentage points.

Home › Compare › KJUL vs SCHD

KJUL vs SCHD: Dividend Comparison 2026

KJUL yields 6.35% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 KJUL wins by $1.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

KJUL

● Live price

6.35%

Share price

$31.51

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.4K

Annual income

$950.94

Full KJUL calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — KJUL vs SCHD

📍 KJUL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	KJUL	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, KJUL + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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KJUL pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KJUL

Annual income on $10K today (after 15% tax)

$539.60/yr

After 10yr DRIP, annual income (after tax)

$808.30/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, KJUL beats the other by $446.24/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of KJUL + SCHD for your $10,000?

KJUL: 50%SCHD: 50%

100% SCHD50/50100% KJUL

Portfolio after 10yr

$29.7K

Annual income

$688.44/yr

Blended yield

2.32%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KJUL buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricKJULSCHD

Forward yield	6.35% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.4K ✓	$29.0K
Annual income after 10y	$950.94 ✓	$425.95
Total dividends collected	$8.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: KJUL vs SCHD ($10,000, DRIP)

Year	KJUL Portfolio	KJUL Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,335	$634.82	$11,226	$346.36	+$109.00 → KJUL
2	$12,801	$672.48	$12,572	$357.38	+$229.00 → KJUL
3	$14,407	$709.77	$14,046	$367.84	+$361.00 → KJUL
4	$16,162	$746.55	$15,660	$377.73	+$502.00 → KJUL
5	$18,076	$782.71	$17,425	$387.07	+$651.00 → KJUL
6	$20,159	$818.13	$19,354	$395.86	+$805.00 → KJUL
7	$22,423	$852.74	$21,461	$404.13	+$962.00 → KJUL
8	$24,879	$886.45	$23,762	$411.89	+$1.1K → KJUL
9	$27,540	$919.20	$26,272	$419.15	+$1.3K → KJUL
10	$30,418	$950.94	$29,010	$425.95	+$1.4K → KJUL

KJUL vs SCHD: Complete Analysis 2026

KJUL — Stock

The Innovator U.S. Small Cap Power Buffer ETF seeks to track the return of the iShares Russell 2000 ETF (IWM), up to a predetermined cap, while buffering investors against the first 15% of losses over the outcome period, before fees and expenses. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full KJUL Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.