HomeCompareKLIP vs SCHD

KLIP vs SCHD: Dividend Comparison 2026

KLIP yields 27.93% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 KLIP wins by $88.4K in total portfolio value
10 years
KLIP
KLIP
● Live price
27.93%
Share price
$25.15
Annual div
$7.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$117.4K
Annual income
$14,594.30
Full KLIP calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — KLIP vs SCHD

📍 KLIP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodKLIPSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, KLIP + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
KLIP pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KLIP
Annual income on $10K today (after 15% tax)
$2,374.11/yr
After 10yr DRIP, annual income (after tax)
$12,405.15/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, KLIP beats the other by $12,043.10/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of KLIP + SCHD for your $10,000?

KLIP: 50%SCHD: 50%
100% SCHD50/50100% KLIP
Portfolio after 10yr
$73.2K
Annual income
$7,510.12/yr
Blended yield
10.26%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KLIP buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricKLIPSCHD
Forward yield27.93%3.46%
Annual dividend / share$7.02$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$117.4K$29.0K
Annual income after 10y$14,594.30$425.95
Total dividends collected$77.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: KLIP vs SCHD ($10,000, DRIP)

YearKLIP PortfolioKLIP Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$13,493$2,793.07$11,226$346.36+$2.3KKLIP
2$17,960$3,522.16$12,572$357.38+$5.4KKLIP
3$23,598$4,381.41$14,046$367.84+$9.6KKLIP
4$30,631$5,380.37$15,660$377.73+$15.0KKLIP
5$39,302$6,526.82$17,425$387.07+$21.9KKLIP
6$49,879$7,826.59$19,354$395.86+$30.5KKLIP
7$62,654$9,283.23$21,461$404.13+$41.2KKLIP
8$77,938$10,897.94$23,762$411.89+$54.2KKLIP
9$96,063$12,669.50$26,272$419.15+$69.8KKLIP
10$117,382$14,594.30$29,010$425.95+$88.4KKLIP

KLIP vs SCHD: Complete Analysis 2026

KLIPStock

Under normal circumstances, the fund invests at least 80% of its net assets in the component securities of the CSI Overseas China Internet Index or in instruments that have economic characteristics similar to those in the index and writes covered call options on the index or in instruments that have economic characteristics similar to writing covered call options on the index. Currently, the adviser intends to invest in KraneShares CSI China Internet ETF (“underlying fund”) and to write (sell) covered call options on the underlying fund. The fund is non-diversified.

Full KLIP Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.