Is KOIN or XYLD a better dividend investment in 2026?

KOIN currently yields 6.03% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between KOIN and XYLD?

KOIN has a forward dividend yield of 6.03% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.95 percentage points.

Home › Compare › KOIN vs XYLD

KOIN vs XYLD: Dividend Comparison 2026

KOIN yields 6.03% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 KOIN wins by $4.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

KOIN

● Live price

6.03%

Share price

$33.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.8K

Annual income

$885.65

Full KOIN calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — KOIN vs XYLD

📍 KOIN pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	KOIN	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, KOIN + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

KOIN pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KOIN

Annual income on $10K today (after 15% tax)

$512.59/yr

After 10yr DRIP, annual income (after tax)

$752.80/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,983.36/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of KOIN + XYLD for your $10,000?

KOIN: 50%XYLD: 50%

100% XYLD50/50100% KOIN

Portfolio after 10yr

$27.5K

Annual income

$2,052.34/yr

Blended yield

7.46%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KOIN buys

XYLD buys

No recent congressional trades found for KOIN or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricKOINXYLD

Forward yield	6.03%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.8K ✓	$25.3K
Annual income after 10y	$885.65	$3,219.02 ✓
Total dividends collected	$7.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: KOIN vs XYLD ($10,000, DRIP)

Year	KOIN Portfolio	KOIN Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,303	$603.05	$10,818	$1,098.39	+$485.00 → KOIN
2	$12,731	$637.04	$11,738	$1,222.51	+$993.00 → KOIN
3	$14,293	$670.59	$12,774	$1,364.64	+$1.5K → KOIN
4	$15,997	$703.60	$13,944	$1,527.86	+$2.1K → KOIN
5	$17,853	$735.97	$15,270	$1,715.87	+$2.6K → KOIN
6	$19,870	$767.62	$16,775	$1,933.09	+$3.1K → KOIN
7	$22,060	$798.46	$18,490	$2,184.87	+$3.6K → KOIN
8	$24,432	$828.45	$20,450	$2,477.63	+$4.0K → KOIN
9	$27,000	$857.53	$22,697	$2,819.19	+$4.3K → KOIN
10	$29,776	$885.65	$25,280	$3,219.02	+$4.5K → KOIN

KOIN vs XYLD: Complete Analysis 2026

KOIN — Stock

The fund will normally invest at least 80% of its net assets in securities of the index. The index was designed by the index provider to measure the performance of a diversified group of publicly-listed companies considered to be Fintech Leaders.

Full KOIN Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this KOIN vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

KOIN vs SCHD KOIN vs JEPI KOIN vs O KOIN vs KO KOIN vs MAIN KOIN vs QYLD KOIN vs JEPQ KOIN vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.