Is KOTMF or XYLD a better dividend investment in 2026?

KOTMF currently yields 2.34% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between KOTMF and XYLD?

KOTMF has a forward dividend yield of 2.34% ($0.38/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.64 percentage points.

Home › Compare › KOTMF vs XYLD

KOTMF vs XYLD: Dividend Comparison 2026

KOTMF yields 2.34% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 KOTMF wins by $451.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

KOTMF

● Live price

2.34%

Share price

$16.05

Annual div

$0.38

5Y div CAGR

9.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.7K

Annual income

$764.19

Full KOTMF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — KOTMF vs XYLD

📍 KOTMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	KOTMF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, KOTMF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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KOTMF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KOTMF

Annual income on $10K today (after 15% tax)

$199.12/yr

After 10yr DRIP, annual income (after tax)

$649.56/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,086.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of KOTMF + XYLD for your $10,000?

KOTMF: 50%XYLD: 50%

100% XYLD50/50100% KOTMF

Portfolio after 10yr

$25.5K

Annual income

$1,991.61/yr

Blended yield

7.81%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KOTMF buys

XYLD buys

No recent congressional trades found for KOTMF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricKOTMFXYLD

Forward yield	2.34%	10.98% ✓
Annual dividend / share	$0.38	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	9.9% ✓	0%
Portfolio after 10y	$25.7K ✓	$25.3K
Annual income after 10y	$764.19	$3,219.02 ✓
Total dividends collected	$4.7K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: KOTMF vs XYLD ($10,000, DRIP)

Year	KOTMF Portfolio	KOTMF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,957	$257.45	$10,818	$1,098.39	+$139.00 → KOTMF
2	$12,014	$289.75	$11,738	$1,222.51	+$276.00 → KOTMF
3	$13,182	$326.30	$12,774	$1,364.64	+$408.00 → KOTMF
4	$14,472	$367.71	$13,944	$1,527.86	+$528.00 → KOTMF
5	$15,900	$414.65	$15,270	$1,715.87	+$630.00 → KOTMF
6	$17,481	$467.90	$16,775	$1,933.09	+$706.00 → KOTMF
7	$19,233	$528.37	$18,490	$2,184.87	+$743.00 → KOTMF
8	$21,176	$597.08	$20,450	$2,477.63	+$726.00 → KOTMF
9	$23,333	$675.23	$22,697	$2,819.19	+$636.00 → KOTMF
10	$25,731	$764.19	$25,280	$3,219.02	+$451.00 → KOTMF

KOTMF vs XYLD: Complete Analysis 2026

KOTMF — Stock

Koito Manufacturing Co., Ltd. manufactures and markets automotive lighting equipment, aircraft parts, electrical equipment, and other products in Japan, North America, China, rest of Asia, Europe, and internationally. The company provides automotive lighting products and accessories, including LED, discharge, and halogen headlamps, as well as fog lamps; and signaling lamps/other lighting products comprising LED rear combination, side turn signal, and high-mounted stop lamps. It also offers aircraft lighting and other equipment, such as interior and exterior lights, and caution warning panels, as well as electrical, hydraulic, and mechanical equipment; and ship lights/special products consisting of LED marine lamps and destination indicators. In addition, it manufactures and markets electronic components, electrical devices, telecommunications equipment, precision machinery, miniature bulbs, electrical equipment, resin metal molds, railroad car control equipment, and road traffic signals and traffic control systems, as well as seats for railroad cars, etc. Further, the company provides transportation and logistics, and insurance agency services; maintains traffic signals and safety equipment; and develops and manufactures forward monitoring system for ADAS. Koito Manufacturing Co., Ltd. was founded in 1915 and is headquartered in Tokyo, Japan.

Full KOTMF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.