HomeCompareKR vs DFS

KR vs DFS: Dividend Comparison 2026

KR yields 1.86% · DFS yields 1.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 KR wins by $26.53M in total portfolio value
10 years
KR
KR
● Live price
1.86%
Share price
$73.72
Annual div
$1.37
5Y div CAGR
96.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.92M
Annual income
$23,964,402.12
Full KR calculator →
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →

Portfolio growth — KR vs DFS

📍 KR pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodKRDFS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, KR + DFS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
KR pays
DFS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KR
Annual income on $10K today (after 15% tax)
$157.96/yr
After 10yr DRIP, annual income (after tax)
$20,369,741.80/yr
DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
At 15% tax rate, KR beats the other by $20,169,781.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of KR + DFS for your $10,000?

KR: 50%DFS: 50%
100% DFS50/50100% KR
Portfolio after 10yr
$13.65M
Annual income
$12,099,824.64/yr
Blended yield
88.63%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

KR
Analyst Ratings
21
Buy
17
Hold
6
Sell
Consensus: Buy
Price Target
$74.25
+0.7% upside vs current
Range: $68.00 — $82.00
Altman Z
3.6
Piotroski
7/9
DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KR buys
0
DFS buys
0
No recent congressional trades found for KR or DFS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricKRDFS
Forward yield1.86%1.40%
Annual dividend / share$1.37$2.80
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR96.5%71.5%
Portfolio after 10y$26.92M$385.5K
Annual income after 10y$23,964,402.12$235,247.16
Total dividends collected$26.66M$350.7K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesFinancials
Analyst consensusBuyBuy
Analyst price target$74.25$142.26

Year-by-year: KR vs DFS ($10,000, DRIP)

YearKR PortfolioKR Income/yrDFS PortfolioDFS Income/yrGap
1← crossover$11,065$365.17$10,940$240.04+$125.00KR
2$12,582$742.05$12,127$420.90+$455.00KR
3$15,012$1,549.52$13,723$747.81+$1.3KKR
4$19,458$3,395.26$16,040$1,356.40+$3.4KKR
5$28,902$8,081.91$19,704$2,541.10+$9.2KKR
6$52,971$22,045.58$26,087$5,003.21+$26.9KKR
7$130,879$74,200.60$38,530$10,616.67+$92.3KKR
8$476,723$336,682.51$66,360$25,132.82+$410.4KKR
9$2,762,230$2,252,135.70$140,384$69,379.29+$2.62MKR
10$26,919,988$23,964,402.12$385,458$235,247.16+$26.53MKR

KR vs DFS: Complete Analysis 2026

KRConsumer Staples

The Kroger Co. operates as a retailer in the United States. The company operates combination food and drug stores, multi-department stores, marketplace stores, and price impact warehouses. Its combination food and drug stores offer natural food and organic sections, pharmacies, general merchandise, pet centers, fresh seafood, and organic produce; and multi-department stores provide apparel, home fashion and furnishings, outdoor living, electronics, automotive products, and toys. The company's marketplace stores offer full-service grocery, pharmacy, health and beauty care, and perishable goods, as well as general merchandise, including apparel, home goods, and toys; and price impact warehouse stores provide grocery, and health and beauty care items, as well as meat, dairy, baked goods, and fresh produce items. It also manufactures and processes food products for sale in its supermarkets and online; and sells fuel through 1,613 fuel centers. As of January 29, 2022, the company operated 2,726 supermarkets under various banner names in 35 states and the District of Columbia. The Kroger Co. was founded in 1883 and is based in Cincinnati, Ohio.

Full KR Calculator →

DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →
📬

Get this KR vs DFS comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

KR vs SCHDKR vs JEPIKR vs OKR vs KOKR vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.