Is KTERF or VYM a better dividend investment in 2026?

KTERF currently yields 14.82% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: KTERF offers higher current income.

What is the dividend yield difference between KTERF and VYM?

KTERF has a forward dividend yield of 14.82% ($0.72/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 12.41 percentage points.

Home › Compare › KTERF vs VYM

KTERF vs VYM: Dividend Comparison 2026

KTERF yields 14.82% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 KTERF wins by $6616238.02M in total portfolio value

INVESTMENT

TIME HORIZON10 years

KTERF

● Live price

14.82%

Share price

$4.83

Annual div

$0.72

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$6616238.05M

Annual income

$6,531,595,027,243.00

Full KTERF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — KTERF vs VYM

📍 KTERF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	KTERF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, KTERF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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KTERF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KTERF

Annual income on $10K today (after 15% tax)

$1,260.04/yr

After 10yr DRIP, annual income (after tax)

$5,551,855,773,156.55/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, KTERF beats the other by $5,551,855,772,919.78/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of KTERF + VYM for your $10,000?

KTERF: 50%VYM: 50%

100% VYM50/50100% KTERF

Portfolio after 10yr

$3308119.04M

Annual income

$3,265,797,513,760.77/yr

Blended yield

98.72%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KTERF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricKTERFVYM

Forward yield	14.82% ✓	2.41%
Annual dividend / share	$0.72	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$6616238.05M ✓	$27.8K
Annual income after 10y	$6,531,595,027,243.00 ✓	$278.55
Total dividends collected	$6610572.88M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: KTERF vs VYM ($10,000, DRIP)

Year	KTERF Portfolio	KTERF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$13,665	$2,964.80	$11,151	$241.44	+$2.5K → KTERF
2	$22,194	$7,572.61	$12,413	$246.79	+$9.8K → KTERF
3	$46,737	$22,989.15	$13,794	$251.79	+$32.9K → KTERF
4	$140,497	$90,488.28	$15,306	$256.47	+$125.2K → KTERF
5	$658,779	$508,447.74	$16,960	$260.84	+$641.8K → KTERF
6	$5,161,115	$4,456,221.15	$18,768	$264.92	+$5.14M → KTERF
7	$70,777,830	$65,255,437.47	$20,745	$268.71	+$70.76M → KTERF
8	$1,748,426,889	$1,672,694,610.61	$22,905	$272.24	+$1748.40M → KTERF
9	$79,105,631,287	$77,234,814,516.12	$25,265	$275.51	+$79105.61M → KTERF
10	$6,616,238,052,720	$6,531,595,027,243.00	$27,842	$278.55	+$6616238.02M → KTERF

KTERF vs VYM: Complete Analysis 2026

KTERF — Stock

Keio Corporation provides passenger rail transport services in Japan. It also engages in operating department stores; real estate business; and merchandise sales business. Keio Corporation was founded in 1948 and is headquartered in Tokyo, Japan.

Full KTERF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.