HomeCompareKWIPF vs SCHD

KWIPF vs SCHD: Dividend Comparison 2026

KWIPF yields 3.58% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.3K in total portfolio value
10 years
KWIPF
KWIPF
● Live price
3.58%
Share price
$0.51
Annual div
$0.02
5Y div CAGR
-37%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$3.71
Full KWIPF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — KWIPF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodKWIPFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, KWIPF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
KWIPF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KWIPF
Annual income on $10K today (after 15% tax)
$304.56/yr
After 10yr DRIP, annual income (after tax)
$3.15/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $356.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of KWIPF + SCHD for your $10,000?

KWIPF: 50%SCHD: 50%
100% SCHD50/50100% KWIPF
Portfolio after 10yr
$24.8K
Annual income
$213.16/yr
Blended yield
0.86%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KWIPF buys
0
SCHD buys
0
No recent congressional trades found for KWIPF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricKWIPFSCHD
Forward yield3.58%3.44%
Annual dividend / share$0.02$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-37%0%
Portfolio after 10y$20.7K$29.0K
Annual income after 10y$3.71$422.61
Total dividends collected$617.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: KWIPF vs SCHD ($10,000, DRIP)

YearKWIPF PortfolioKWIPF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,926$225.73$11,224$344.10$298.00SCHD
2$11,836$145.21$12,567$354.98$731.00SCHD
3$12,757$92.62$14,038$365.30$1.3KSCHD
4$13,709$58.78$15,648$375.06$1.9KSCHD
5$14,705$37.19$17,410$384.27$2.7KSCHD
6$15,758$23.49$19,335$392.95$3.6KSCHD
7$16,876$14.82$21,437$401.10$4.6KSCHD
8$18,067$9.34$23,733$408.75$5.7KSCHD
9$19,337$5.89$26,237$415.91$6.9KSCHD
10$20,695$3.71$28,968$422.61$8.3KSCHD

KWIPF vs SCHD: Complete Analysis 2026

KWIPFStock

Kiwi Property (NZX: KPG) is one of the largest listed property companies on the New Zealand Stock Exchange and is a member of the S&P/NZX 20 Index. We've been around for over 25 years and proudly own, and manage a significant real estate portfolio, comprising some of New Zealand's best mixed-use, retail and office buildings. Our objective is to provide investors with a reliable investment in New Zealand property through the ownership and active management of a diversified, high-quality portfolio. S&P Global Ratings has assigned Kiwi Property an issuer credit rating of BBB (stable) and an issue credit rating of BBB+ for each of its fixed rate senior secured bonds. Kiwi Property is the highest rated New Zealand company within CDP (Carbon Disclosure Project) and is a member of FTSE4 Good, a series of benchmark and tradable indices for ESG (Environmental, Social and Governance) investors. Kiwi Property is licensed under the Real Estate Agents Act 2008.

Full KWIPF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.