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LAYS vs FCPT: Dividend Comparison 2026

LAYS yields 15.45% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LAYS wins by $6.0K in total portfolio value
10 years
LAYS
LAYS
● Live price
15.45%
Share price
$37.92
Annual div
$5.86
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.0K
Annual income
$4,007.57
Full LAYS calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — LAYS vs FCPT

📍 LAYS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLAYSFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LAYS + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LAYS pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LAYS
Annual income on $10K today (after 15% tax)
$1,313.49/yr
After 10yr DRIP, annual income (after tax)
$3,406.43/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $1,502.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LAYS + FCPT for your $10,000?

LAYS: 50%FCPT: 50%
100% FCPT50/50100% LAYS
Portfolio after 10yr
$52.0K
Annual income
$4,891.42/yr
Blended yield
9.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

LAYS
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LAYS buys
0
FCPT buys
0
No recent congressional trades found for LAYS or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLAYSFCPT
Forward yield15.45% ✓6.05%
Annual dividend / share$5.86 ✓$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8% ✓
Portfolio after 10y$55.0K ✓$49.1K
Annual income after 10y$4,007.57$5,775.28 ✓
Total dividends collected$27.1K ✓$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: LAYS vs FCPT ($10,000, DRIP)

YearLAYS PortfolioLAYS Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$12,245$1,545.29$11,401$700.92+$844.00 → LAYS
2$14,871$1,768.46$13,064$864.84+$1.8K → LAYS
3$17,919$2,007.15$15,051$1,072.48+$2.9K → LAYS
4$21,434$2,260.33$17,442$1,337.22+$4.0K → LAYS
5$25,461$2,526.80$20,340$1,677.08+$5.1K → LAYS
6$30,048$2,805.19$23,880$2,116.57+$6.2K → LAYS
7$35,246$3,094.04$28,241$2,689.36+$7.0K → LAYS
8$41,105$3,391.79$33,660$3,442.07+$7.4K → LAYS
9$47,679$3,696.84$40,456$4,439.95+$7.2K → LAYS
10$55,024$4,007.57$49,063$5,775.28+$6.0K → LAYS

LAYS vs FCPT: Complete Analysis 2026

LAYS — Stock

LAYS pairs two semiconductor leaders that drive AI, gaming, and high-performance computing, offering 200% exposure to NVIDIA and AMD, shaping digital transformation.

Full LAYS Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.