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LAYS vs XYLD: Dividend Comparison 2026

LAYS yields 15.45% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LAYS wins by $29.7K in total portfolio value
10 years
LAYS
LAYS
● Live price
15.45%
Share price
$37.92
Annual div
$5.86
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.0K
Annual income
$4,007.57
Full LAYS calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — LAYS vs XYLD

📍 LAYS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLAYSXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LAYS + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LAYS pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LAYS
Annual income on $10K today (after 15% tax)
$1,313.49/yr
After 10yr DRIP, annual income (after tax)
$3,406.43/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, LAYS beats the other by $670.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LAYS + XYLD for your $10,000?

LAYS: 50%XYLD: 50%
100% XYLD50/50100% LAYS
Portfolio after 10yr
$40.2K
Annual income
$3,613.29/yr
Blended yield
9.00%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LAYS buys
0
XYLD buys
0
No recent congressional trades found for LAYS or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLAYSXYLD
Forward yield15.45% ✓10.98%
Annual dividend / share$5.86 ✓$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$55.0K ✓$25.3K
Annual income after 10y$4,007.57 ✓$3,219.02
Total dividends collected$27.1K ✓$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: LAYS vs XYLD ($10,000, DRIP)

YearLAYS PortfolioLAYS Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,245$1,545.29$10,818$1,098.39+$1.4K → LAYS
2$14,871$1,768.46$11,738$1,222.51+$3.1K → LAYS
3$17,919$2,007.15$12,774$1,364.64+$5.1K → LAYS
4$21,434$2,260.33$13,944$1,527.86+$7.5K → LAYS
5$25,461$2,526.80$15,270$1,715.87+$10.2K → LAYS
6$30,048$2,805.19$16,775$1,933.09+$13.3K → LAYS
7$35,246$3,094.04$18,490$2,184.87+$16.8K → LAYS
8$41,105$3,391.79$20,450$2,477.63+$20.7K → LAYS
9$47,679$3,696.84$22,697$2,819.19+$25.0K → LAYS
10$55,024$4,007.57$25,280$3,219.02+$29.7K → LAYS

LAYS vs XYLD: Complete Analysis 2026

LAYS — Stock

LAYS pairs two semiconductor leaders that drive AI, gaming, and high-performance computing, offering 200% exposure to NVIDIA and AMD, shaping digital transformation.

Full LAYS Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.