Is LCEYX or XYLD a better dividend investment in 2026?

LCEYX currently yields 12.80% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: LCEYX offers higher current income.

What is the dividend yield difference between LCEYX and XYLD?

LCEYX has a forward dividend yield of 12.80% ($2.34/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1.82 percentage points.

Home › Compare › LCEYX vs XYLD

LCEYX vs XYLD: Dividend Comparison 2026

LCEYX yields 12.80% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LCEYX wins by $21.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LCEYX

● Live price

12.80%

Share price

$18.30

Annual div

$2.34

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46.5K

Annual income

$2,840.85

Full LCEYX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LCEYX vs XYLD

📍 LCEYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LCEYX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LCEYX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

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LCEYX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LCEYX

Annual income on $10K today (after 15% tax)

$1,088.42/yr

After 10yr DRIP, annual income (after tax)

$2,414.72/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $321.44/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LCEYX + XYLD for your $10,000?

LCEYX: 50%XYLD: 50%

100% XYLD50/50100% LCEYX

Portfolio after 10yr

$35.9K

Annual income

$3,029.93/yr

Blended yield

8.44%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LCEYX buys

XYLD buys

No recent congressional trades found for LCEYX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLCEYXXYLD

Forward yield	12.80% ✓	10.98%
Annual dividend / share	$2.34	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$46.5K ✓	$25.3K
Annual income after 10y	$2,840.85	$3,219.02 ✓
Total dividends collected	$20.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LCEYX vs XYLD ($10,000, DRIP)

Year	LCEYX Portfolio	LCEYX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,980	$1,280.49	$10,818	$1,098.39	+$1.2K → LCEYX
2	$14,253	$1,433.73	$11,738	$1,222.51	+$2.5K → LCEYX
3	$16,845	$1,594.08	$12,774	$1,364.64	+$4.1K → LCEYX
4	$19,784	$1,760.71	$13,944	$1,527.86	+$5.8K → LCEYX
5	$23,102	$1,932.71	$15,270	$1,715.87	+$7.8K → LCEYX
6	$26,828	$2,109.16	$16,775	$1,933.09	+$10.1K → LCEYX
7	$30,996	$2,289.12	$18,490	$2,184.87	+$12.5K → LCEYX
8	$35,637	$2,471.66	$20,450	$2,477.63	+$15.2K → LCEYX
9	$40,787	$2,655.86	$22,697	$2,819.19	+$18.1K → LCEYX
10	$46,483	$2,840.85	$25,280	$3,219.02	+$21.2K → LCEYX

LCEYX vs XYLD: Complete Analysis 2026

LCEYX — Stock

The fund invests primarily in dividend-paying equity securities. It invests in securities that the portfolio managers believe are undervalued based on various valuation measures. The fund may invest up to 25% of its net assets in securities of foreign issuers.

Full LCEYX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.