Is LCGNX or XYLD a better dividend investment in 2026?

LCGNX currently yields 10.68% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between LCGNX and XYLD?

LCGNX has a forward dividend yield of 10.68% ($2.58/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.30 percentage points.

Home › Compare › LCGNX vs XYLD

LCGNX vs XYLD: Dividend Comparison 2026

LCGNX yields 10.68% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LCGNX wins by $15.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LCGNX

● Live price

10.68%

Share price

$24.15

Annual div

$2.58

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.5K

Annual income

$2,087.12

Full LCGNX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LCGNX vs XYLD

📍 LCGNX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LCGNX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LCGNX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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LCGNX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LCGNX

Annual income on $10K today (after 15% tax)

$908.05/yr

After 10yr DRIP, annual income (after tax)

$1,774.05/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $962.12/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LCGNX + XYLD for your $10,000?

LCGNX: 50%XYLD: 50%

100% XYLD50/50100% LCGNX

Portfolio after 10yr

$32.9K

Annual income

$2,653.07/yr

Blended yield

8.06%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LCGNX buys

XYLD buys

No recent congressional trades found for LCGNX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLCGNXXYLD

Forward yield	10.68%	10.98% ✓
Annual dividend / share	$2.58	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.5K ✓	$25.3K
Annual income after 10y	$2,087.12	$3,219.02 ✓
Total dividends collected	$15.7K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LCGNX vs XYLD ($10,000, DRIP)

Year	LCGNX Portfolio	LCGNX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,768	$1,068.30	$10,818	$1,098.39	+$950.00 → LCGNX
2	$13,767	$1,174.96	$11,738	$1,222.51	+$2.0K → LCGNX
3	$16,015	$1,284.59	$12,774	$1,364.64	+$3.2K → LCGNX
4	$18,533	$1,396.62	$13,944	$1,527.86	+$4.6K → LCGNX
5	$21,341	$1,510.44	$15,270	$1,715.87	+$6.1K → LCGNX
6	$24,460	$1,625.49	$16,775	$1,933.09	+$7.7K → LCGNX
7	$27,914	$1,741.20	$18,490	$2,184.87	+$9.4K → LCGNX
8	$31,724	$1,857.04	$20,450	$2,477.63	+$11.3K → LCGNX
9	$35,918	$1,972.50	$22,697	$2,819.19	+$13.2K → LCGNX
10	$40,519	$2,087.12	$25,280	$3,219.02	+$15.2K → LCGNX

LCGNX vs XYLD: Complete Analysis 2026

LCGNX — Stock

The fund normally invests at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in stocks of large capitalized ("large cap") companies. It invests primarily in a portfolio of equity securities, including common stocks and other forms of equity investments (e.g., securities convertible into common stocks), of large cap U.S. growth companies that are expected to exhibit quality growth characteristics. The fund is non-diversified.

Full LCGNX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.