Is LCHTF or XYLD a better dividend investment in 2026?

LCHTF currently yields 14.50% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: LCHTF offers higher current income.

What is the dividend yield difference between LCHTF and XYLD?

LCHTF has a forward dividend yield of 14.50% ($1.47/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 3.30 percentage points.

Home › Compare › LCHTF vs XYLD

LCHTF vs XYLD: Dividend Comparison 2026

LCHTF yields 14.50% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LCHTF wins by $5642564.10M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LCHTF

● Live price

14.50%

Share price

$10.15

Annual div

$1.47

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5642564.13M

Annual income

$5,568,775,152,335.13

Full LCHTF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — LCHTF vs XYLD

📍 LCHTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LCHTF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LCHTF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

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LCHTF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LCHTF

Annual income on $10K today (after 15% tax)

$1,232.32/yr

After 10yr DRIP, annual income (after tax)

$4,733,458,879,484.86/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, LCHTF beats the other by $4,733,458,876,636.48/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LCHTF + XYLD for your $10,000?

LCHTF: 50%XYLD: 50%

100% XYLD50/50100% LCHTF

Portfolio after 10yr

$2821282.08M

Annual income

$2,784,387,577,843.08/yr

Blended yield

98.69%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LCHTF buys

XYLD buys

No recent congressional trades found for LCHTF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLCHTFXYLD

Forward yield	14.50% ✓	11.20%
Annual dividend / share	$1.47	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$5642564.13M ✓	$25.9K
Annual income after 10y	$5,568,775,152,335.13 ✓	$3,351.03
Total dividends collected	$5637622.86M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LCHTF vs XYLD ($10,000, DRIP)

Year	LCHTF Portfolio	LCHTF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,600	$2,899.59	$10,840	$1,120.44	+$2.8K → LCHTF
2	$21,922	$7,370.69	$11,786	$1,249.59	+$10.1K → LCHTF
3	$45,665	$22,208.21	$12,854	$1,397.78	+$32.8K → LCHTF
4	$135,330	$86,468.55	$14,063	$1,568.33	+$121.3K → LCHTF
5	$623,781	$478,977.74	$15,434	$1,765.19	+$608.3K → LCHTF
6	$4,794,111	$4,126,665.16	$16,995	$1,993.14	+$4.78M → LCHTF
7	$64,411,501	$59,281,802.40	$18,777	$2,257.95	+$64.39M → LCHTF
8	$1,557,674,406	$1,488,754,099.76	$20,818	$2,566.58	+$1557.65M → LCHTF
9	$68,961,658,248	$67,294,946,633.84	$23,163	$2,927.50	+$68961.64M → LCHTF
10	$5,642,564,126,661	$5,568,775,152,335.13	$25,865	$3,351.03	+$5642564.10M → LCHTF

LCHTF vs XYLD: Complete Analysis 2026

LCHTF — Stock

Text S.A. develops and distributes communication software for businesses worldwide. It offers LiveChat, a tool that allows to communicate between Website visitor and its owner; ChatBot, which allows the creation of conversational chatbots for customer service teams that automates corporate communications; KnowledgeBase, a platform that lets companies to create knowledge bases for employees and clients; and HelpDesk, an application that enables companies to simplify team efforts for customer service via email. The company was formerly known as LiveChat Software S.A. and changed its name to Text S.A. in September 2023. The company was founded in 2002 and is based in Wroclaw, Poland.

Full LCHTF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.