Is LCIAX or XYLD a better dividend investment in 2026?

LCIAX currently yields 16.18% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: LCIAX offers higher current income.

What is the dividend yield difference between LCIAX and XYLD?

LCIAX has a forward dividend yield of 16.18% ($30.80/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.20 percentage points.

Home › Compare › LCIAX vs XYLD

LCIAX vs XYLD: Dividend Comparison 2026

LCIAX yields 16.18% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LCIAX wins by $32.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LCIAX

● Live price

16.18%

Share price

$190.29

Annual div

$30.80

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.6K

Annual income

$4,379.79

Full LCIAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LCIAX vs XYLD

📍 LCIAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LCIAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, LCIAX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LCIAX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LCIAX

Annual income on $10K today (after 15% tax)

$1,375.62/yr

After 10yr DRIP, annual income (after tax)

$3,722.82/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, LCIAX beats the other by $986.65/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LCIAX + XYLD for your $10,000?

LCIAX: 50%XYLD: 50%

100% XYLD50/50100% LCIAX

Portfolio after 10yr

$41.4K

Annual income

$3,799.41/yr

Blended yield

9.17%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LCIAX buys

XYLD buys

No recent congressional trades found for LCIAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLCIAXXYLD

Forward yield	16.18% ✓	10.98%
Annual dividend / share	$30.80 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$57.6K ✓	$25.3K
Annual income after 10y	$4,379.79 ✓	$3,219.02
Total dividends collected	$29.2K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LCIAX vs XYLD ($10,000, DRIP)

Year	LCIAX Portfolio	LCIAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,318	$1,618.37	$10,818	$1,098.39	+$1.5K → LCIAX
2	$15,044	$1,863.15	$11,738	$1,222.51	+$3.3K → LCIAX
3	$18,223	$2,126.52	$12,774	$1,364.64	+$5.4K → LCIAX
4	$21,906	$2,407.44	$13,944	$1,527.86	+$8.0K → LCIAX
5	$26,145	$2,704.68	$15,270	$1,715.87	+$10.9K → LCIAX
6	$30,991	$3,016.77	$16,775	$1,933.09	+$14.2K → LCIAX
7	$36,503	$3,342.09	$18,490	$2,184.87	+$18.0K → LCIAX
8	$42,737	$3,678.92	$20,450	$2,477.63	+$22.3K → LCIAX
9	$49,754	$4,025.44	$22,697	$2,819.19	+$27.1K → LCIAX
10	$57,617	$4,379.79	$25,280	$3,219.02	+$32.3K → LCIAX

LCIAX vs XYLD: Complete Analysis 2026

LCIAX — Stock

The fund invests substantially all of its assets (at least 80%) in securities listed in the Russell 1000 Index. The Russell 1000 Index (the index) measures the performance of the large-cap segment of the U.S. equity universe and includes approximately 1000 of the largest securities based on their market capitalization.

Full LCIAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this LCIAX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LCIAX vs SCHD LCIAX vs JEPI LCIAX vs O LCIAX vs KO LCIAX vs MAIN LCIAX vs QYLD LCIAX vs JEPQ LCIAX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.