HomeCompareLCPMX vs SPHD

LCPMX vs SPHD: Dividend Comparison 2026

LCPMX yields 4.87% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LCPMX wins by $992.00 in total portfolio value
10 years
LCPMX
LCPMX
● Live price
4.87%
Share price
$8.63
Annual div
$0.42
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.5K
Annual income
$664.87
Full LCPMX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — LCPMX vs SPHD

📍 LCPMX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLCPMXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LCPMX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LCPMX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LCPMX
Annual income on $10K today (after 15% tax)
$413.84/yr
After 10yr DRIP, annual income (after tax)
$565.14/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, LCPMX beats the other by $79.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LCPMX + SPHD for your $10,000?

LCPMX: 50%SPHD: 50%
100% SPHD50/50100% LCPMX
Portfolio after 10yr
$27.0K
Annual income
$618.09/yr
Blended yield
2.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LCPMX buys
0
SPHD buys
0
No recent congressional trades found for LCPMX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLCPMXSPHD
Forward yield4.87%4.33%
Annual dividend / share$0.42$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.5K$26.5K
Annual income after 10y$664.87$571.32
Total dividends collected$5.8K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LCPMX vs SPHD ($10,000, DRIP)

YearLCPMX PortfolioLCPMX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,187$486.87$11,133$432.85+$54.00LCPMX
2$12,479$509.02$12,363$450.36+$116.00LCPMX
3$13,883$530.67$13,695$467.39+$188.00LCPMX
4$15,407$551.76$15,138$483.90+$269.00LCPMX
5$17,057$572.26$16,697$499.88+$360.00LCPMX
6$18,844$592.12$18,382$515.31+$462.00LCPMX
7$20,774$611.33$20,198$530.17+$576.00LCPMX
8$22,858$629.87$22,157$544.46+$701.00LCPMX
9$25,106$647.71$24,266$558.18+$840.00LCPMX
10$27,528$664.87$26,536$571.32+$992.00LCPMX

LCPMX vs SPHD: Complete Analysis 2026

LCPMXStock

A closed-end interval fund investing at least 80% in U.S. municipal bonds whose interest is federal-tax-exempt, focusing on non- or lower-rated bonds and employing fundamental credit analysis for high current income and capital preservation

Full LCPMX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.