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LCRDX vs SCHD: Dividend Comparison 2026

LCRDX yields 10.18% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LCRDX wins by $10.2K in total portfolio value
10 years
LCRDX
LCRDX
● Live price
10.18%
Share price
$8.29
Annual div
$0.84
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.2K
Annual income
$1,927.98
Full LCRDX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — LCRDX vs SCHD

📍 LCRDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLCRDXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LCRDX + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LCRDX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LCRDX
Annual income on $10K today (after 15% tax)
$864.94/yr
After 10yr DRIP, annual income (after tax)
$1,638.78/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, LCRDX beats the other by $1,279.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LCRDX + SCHD for your $10,000?

LCRDX: 50%SCHD: 50%
100% SCHD50/50100% LCRDX
Portfolio after 10yr
$34.1K
Annual income
$1,175.29/yr
Blended yield
3.45%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LCRDX buys
0
SCHD buys
0
No recent congressional trades found for LCRDX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLCRDXSCHD
Forward yield10.18% ✓3.44%
Annual dividend / share$0.84$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$39.2K ✓$29.0K
Annual income after 10y$1,927.98 ✓$422.61
Total dividends collected$14.7K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LCRDX vs SCHD ($10,000, DRIP)

YearLCRDX PortfolioLCRDX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,718$1,017.58$11,224$344.10+$494.00 → LCRDX
2$13,652$1,114.35$12,567$354.98+$1.1K → LCRDX
3$15,821$1,213.39$14,038$365.30+$1.8K → LCRDX
4$18,243$1,314.18$15,648$375.06+$2.6K → LCRDX
5$20,936$1,416.20$17,410$384.27+$3.5K → LCRDX
6$23,921$1,518.95$19,335$392.95+$4.6K → LCRDX
7$27,217$1,621.94$21,437$401.10+$5.8K → LCRDX
8$30,847$1,724.72$23,733$408.75+$7.1K → LCRDX
9$34,833$1,826.87$26,237$415.91+$8.6K → LCRDX
10$39,199$1,927.98$28,968$422.61+$10.2K → LCRDX

LCRDX vs SCHD: Complete Analysis 2026

LCRDX — Stock

LCRDX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in LCRDX shares.

Full LCRDX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.