HomeCompareLCTD vs SPHD

LCTD vs SPHD: Dividend Comparison 2026

LCTD yields 3.58% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.3K in total portfolio value
10 years
LCTD
LCTD
● Live price
3.58%
Share price
$55.17
Annual div
$1.97
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$450.23
Full LCTD calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — LCTD vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLCTDSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LCTD + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LCTD pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LCTD
Annual income on $10K today (after 15% tax)
$304.06/yr
After 10yr DRIP, annual income (after tax)
$382.70/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $102.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LCTD + SPHD for your $10,000?

LCTD: 50%SPHD: 50%
100% SPHD50/50100% LCTD
Portfolio after 10yr
$25.9K
Annual income
$510.78/yr
Blended yield
1.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LCTD buys
0
SPHD buys
0
No recent congressional trades found for LCTD or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLCTDSPHD
Forward yield3.58%4.33%
Annual dividend / share$1.97$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.2K$26.5K
Annual income after 10y$450.23$571.32
Total dividends collected$4.1K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LCTD vs SPHD ($10,000, DRIP)

YearLCTD PortfolioLCTD Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,058$357.72$11,133$432.85$75.00SPHD
2$12,201$369.68$12,363$450.36$162.00SPHD
3$13,437$381.23$13,695$467.39$258.00SPHD
4$14,770$392.36$15,138$483.90$368.00SPHD
5$16,207$403.07$16,697$499.88$490.00SPHD
6$17,754$413.35$18,382$515.31$628.00SPHD
7$19,421$423.21$20,198$530.17$777.00SPHD
8$21,213$432.63$22,157$544.46$944.00SPHD
9$23,139$441.64$24,266$558.18$1.1KSPHD
10$25,209$450.23$26,536$571.32$1.3KSPHD

LCTD vs SPHD: Complete Analysis 2026

LCTDStock

The iShares World ex U.S. Carbon Transition Readiness Aware Active ETF seeks long-term capital appreciation by investing in large-and mid-capitalization World ex U.S. equity securities that may be better positioned to benefit from the transition to a low-carbon economy.

Full LCTD Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.