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LDRI vs RYLD: Dividend Comparison 2026

LDRI yields 4.18% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $1.8K in total portfolio value
10 years
LDRI
LDRI
● Live price
4.18%
Share price
$25.51
Annual div
$1.07
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.3K
Annual income
$546.93
Full LDRI calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — LDRI vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLDRIRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LDRI + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LDRI pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LDRI
Annual income on $10K today (after 15% tax)
$355.48/yr
After 10yr DRIP, annual income (after tax)
$464.89/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $299.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LDRI + RYLD for your $10,000?

LDRI: 50%RYLD: 50%
100% RYLD50/50100% LDRI
Portfolio after 10yr
$27.2K
Annual income
$723.06/yr
Blended yield
2.66%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LDRI buys
0
RYLD buys
0
No recent congressional trades found for LDRI or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLDRIRYLD
Forward yield4.18% ✓4.00%
Annual dividend / share$1.07$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$26.3K$28.0K ✓
Annual income after 10y$546.93$899.19 ✓
Total dividends collected$4.9K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LDRI vs RYLD ($10,000, DRIP)

YearLDRI PortfolioLDRI Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,118$418.22$11,120$420.00$2.00 → RYLD
2$12,331$434.56$12,357$458.31$26.00 → RYLD
3$13,645$450.44$13,721$499.76$76.00 → RYLD
4$15,066$465.81$15,227$544.58$161.00 → RYLD
5$16,601$480.68$16,885$593.02$284.00 → RYLD
6$18,258$495.01$18,713$645.34$455.00 → RYLD
7$20,045$508.80$20,724$701.81$679.00 → RYLD
8$21,970$522.06$22,938$762.73$968.00 → RYLD
9$24,043$534.76$25,372$828.41$1.3K → RYLD
10$26,273$546.93$28,047$899.19$1.8K → RYLD

LDRI vs RYLD: Complete Analysis 2026

LDRI — Stock

The iShares iBonds 1-5 Year TIPS Ladder ETF seeks to track the investment results of an index composed of a portfolio of underlying iShares iBonds TIPS ETFs with maturities less than six years.

Full LDRI Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.