Is LFBCF or XYLD a better dividend investment in 2026?

LFBCF currently yields 10.21% with a 5% 5-year dividend growth rate. XYLD yields 9.02% with 0.5% growth. The better choice depends on your goal: LFBCF offers higher current income.

What is the dividend yield difference between LFBCF and XYLD?

LFBCF has a forward dividend yield of 10.21% ($0.82/share annually). XYLD yields 9.02% ($3.48/share annually). The yield gap is 1.19 percentage points.

Home › Compare › LFBCF vs XYLD

LFBCF vs XYLD: Dividend Comparison 2026

LFBCF yields 10.21% · XYLD yields 9.02%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LFBCF wins by $501677.20M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LFBCF

● Live price

10.21%

Share price

$8.05

Annual div

$0.82

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$501677.22M

Annual income

$492,414,469,145.19

Full LFBCF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

9.02%

Share price

$38.60

Annual div

$3.48

5Y div CAGR

0.5%

Payout ratio

90%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.1K

Annual income

$2,363.75

Full XYLD calculator →

Portfolio growth — LFBCF vs XYLD

📍 LFBCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LFBCF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LFBCF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

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LFBCF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LFBCF

Annual income on $10K today (after 15% tax)

$868.06/yr

After 10yr DRIP, annual income (after tax)

$418,552,298,773.41/yr

XYLD

Annual income on $10K today (after 15% tax)

$766.32/yr

After 10yr DRIP, annual income (after tax)

$2,009.19/yr

At 15% tax rate, LFBCF beats the other by $418,552,296,764.22/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LFBCF + XYLD for your $10,000?

LFBCF: 50%XYLD: 50%

100% XYLD50/50100% LFBCF

Portfolio after 10yr

$250838.62M

Annual income

$246,207,235,754.47/yr

Blended yield

98.15%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LFBCF buys

XYLD buys

No recent congressional trades found for LFBCF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLFBCFXYLD

Forward yield	10.21% ✓	9.02%
Annual dividend / share	$0.82	$3.48 ✓
Payout ratio	50% ✓	90%
1-year div growth	0% ✓	-2.1%
5-year div CAGR	100% ✓	0.5%
Portfolio after 10y	$501677.22M ✓	$21.1K
Annual income after 10y	$492,414,469,145.19 ✓	$2,363.75
Total dividends collected	$501050.74M ✓	$15.0K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LFBCF vs XYLD ($10,000, DRIP)

Year	LFBCF Portfolio	LFBCF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,742	$2,042.48	$10,626	$906.06	+$2.1K → LFBCF
2	$18,499	$4,864.73	$11,324	$995.47	+$7.2K → LFBCF
3	$32,995	$13,200.91	$12,104	$1,096.88	+$20.9K → LFBCF
4	$79,314	$44,009.48	$12,977	$1,212.21	+$66.3K → LFBCF
5	$282,606	$197,739.97	$13,958	$1,343.80	+$268.6K → LFBCF
6	$1,619,345	$1,316,956.54	$15,061	$1,494.40	+$1.60M → LFBCF
7	$15,837,777	$14,105,077.80	$16,307	$1,667.30	+$15.82M → LFBCF
8	$274,801,990	$257,855,568.75	$17,717	$1,866.48	+$274.78M → LFBCF
9	$8,656,774,016	$8,362,735,886.81	$19,317	$2,096.71	+$8656.75M → LFBCF
10	$501,677,217,343	$492,414,469,145.19	$21,140	$2,363.75	+$501677.20M → LFBCF

LFBCF vs XYLD: Complete Analysis 2026

LFBCF — Stock

Life & Banc Split Corp. is a closed-ended equity mutual fund launched and managed by Brompton Funds Limited. The fund invests in the public equity markets of Canada. It seeks to invest in stocks of companies operating across banking and life insurance sector. The fund primarily invests in the stocks of the six largest banks of the country, as well as of life insurance companies, utilizing a split share structure on a low cost basis. It benchmarks the performance of its portfolio against the S&P/TSX Capped Financials Index and S&P/TSX Composite Index. Life & Banc Split Corp. was formed on September 6, 2006 and is domiciled in Canada.

Full LFBCF Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.