HomeCompareLGOV vs SCHD

LGOV vs SCHD: Dividend Comparison 2026

LGOV yields 4.17% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.8K in total portfolio value
10 years
LGOV
LGOV
● Live price
4.17%
Share price
$21.57
Annual div
$0.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.3K
Annual income
$545.32
Full LGOV calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — LGOV vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLGOVSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LGOV + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LGOV pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LGOV
Annual income on $10K today (after 15% tax)
$354.66/yr
After 10yr DRIP, annual income (after tax)
$463.52/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, LGOV beats the other by $101.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LGOV + SCHD for your $10,000?

LGOV: 50%SCHD: 50%
100% SCHD50/50100% LGOV
Portfolio after 10yr
$27.6K
Annual income
$485.63/yr
Blended yield
1.76%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LGOV buys
0
SCHD buys
0
No recent congressional trades found for LGOV or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLGOVSCHD
Forward yield4.17%3.46%
Annual dividend / share$0.90$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.3K$29.0K
Annual income after 10y$545.32$425.95
Total dividends collected$4.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LGOV vs SCHD ($10,000, DRIP)

YearLGOV PortfolioLGOV Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,117$417.25$11,226$346.36$109.00SCHD
2$12,329$433.52$12,572$357.38$243.00SCHD
3$13,641$449.32$14,046$367.84$405.00SCHD
4$15,061$464.62$15,660$377.73$599.00SCHD
5$16,594$479.41$17,425$387.07$831.00SCHD
6$18,250$493.67$19,354$395.86$1.1KSCHD
7$20,035$507.40$21,461$404.13$1.4KSCHD
8$21,958$520.58$23,762$411.89$1.8KSCHD
9$24,028$533.22$26,272$419.15$2.2KSCHD
10$26,255$545.32$29,010$425.95$2.8KSCHD

LGOV vs SCHD: Complete Analysis 2026

LGOVStock

The First Trust Long Duration Opportunities ETF's (the "Fund") primary investment objective is to generate current income with a focus on preservation of capital. Under normal market conditions, the Fund will invest at least 80% of its net assets (including investment borrowings) in a portfolio of investment-grade debt securities issued or guaranteed by the U.S. government, its agencies or government-sponsored entities, including publicly-issued U.S. Treasury securities and mortgage-related securities. The Fund may also invest in exchange-traded funds ("ETFs") that principally invest in such securities. The Fund may purchase mortgage-related securities in "to-be-announced" transactions ("TBA Transactions"), including mortgage dollar rolls.

Full LGOV Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.