Is LIACF or XYLD a better dividend investment in 2026?

LIACF currently yields 68.97% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: LIACF offers higher current income.

What is the dividend yield difference between LIACF and XYLD?

LIACF has a forward dividend yield of 68.97% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 57.99 percentage points.

Home › Compare › LIACF vs XYLD

LIACF vs XYLD: Dividend Comparison 2026

LIACF yields 68.97% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LIACF wins by $976.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LIACF

● Live price

68.97%

Share price

$2.90

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.00M

Annual income

$259,994.24

Full LIACF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LIACF vs XYLD

📍 LIACF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LIACF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LIACF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LIACF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LIACF

Annual income on $10K today (after 15% tax)

$5,862.07/yr

After 10yr DRIP, annual income (after tax)

$220,995.10/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, LIACF beats the other by $218,258.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LIACF + XYLD for your $10,000?

LIACF: 50%XYLD: 50%

100% XYLD50/50100% LIACF

Portfolio after 10yr

$513.4K

Annual income

$131,606.63/yr

Blended yield

25.63%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LIACF buys

XYLD buys

No recent congressional trades found for LIACF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLIACFXYLD

Forward yield	68.97% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.00M	$25.3K ✓
Annual income after 10y	$259,994.24 ✓	$3,219.02
Total dividends collected	$851.2K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LIACF vs XYLD ($10,000, DRIP)

Year	LIACF Portfolio	LIACF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$17,597	$6,896.55	$10,818	$1,098.39	+$6.8K → LIACF
2	$30,170	$11,341.64	$11,738	$1,222.51	+$18.4K → LIACF
3	$50,455	$18,173.52	$12,774	$1,364.64	+$37.7K → LIACF
4	$82,392	$28,404.56	$13,944	$1,527.86	+$68.4K → LIACF
5	$131,508	$43,349.18	$15,270	$1,715.87	+$116.2K → LIACF
6	$205,379	$64,664.60	$16,775	$1,933.09	+$188.6K → LIACF
7	$314,136	$94,380.98	$18,490	$2,184.87	+$295.6K → LIACF
8	$471,042	$134,915.97	$20,450	$2,477.63	+$450.6K → LIACF
9	$693,084	$189,069.29	$22,697	$2,819.19	+$670.4K → LIACF
10	$1,001,594	$259,994.24	$25,280	$3,219.02	+$976.3K → LIACF

LIACF vs XYLD: Complete Analysis 2026

LIACF — Stock

American Lithium Corp., an exploration stage company, engages in the identification, acquisition, exploration, and development of resource properties in the United States. It principally focuses on the TLC Claystones project covering an area of approximately 5,052 hectares located in the town of Tonopah, Nevada; and the Falchani Lithium project and the Macusani Uranium project located in Puno, Peru. The company was formerly known as Menika Mining Ltd. and changed its name to American Lithium Corp. in April 2016. American Lithium Corp. was incorporated in 1974 and is headquartered in Vancouver, Canada.

Full LIACF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.