Is LITL or QYLD a better dividend investment in 2026?

LITL currently yields 1.58% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between LITL and QYLD?

LITL has a forward dividend yield of 1.58% ($0.44/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.34 percentage points.

Home › Compare › LITL vs QYLD

LITL vs QYLD: Dividend Comparison 2026

LITL yields 1.58% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.4K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

LITL

● Live price

1.58%

Share price

$28.06

Annual div

$0.44

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.0K

Annual income

$175.43

Full LITL calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — LITL vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LITL	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LITL + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LITL pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LITL

Annual income on $10K today (after 15% tax)

$134.58/yr

After 10yr DRIP, annual income (after tax)

$149.12/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,661.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LITL + QYLD for your $10,000?

LITL: 50%QYLD: 50%

100% QYLD50/50100% LITL

Portfolio after 10yr

$23.7K

Annual income

$2,917.37/yr

Blended yield

12.32%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LITL buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLITLQYLD

Forward yield	1.58%	11.92% ✓
Annual dividend / share	$0.44	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.0K	$25.4K ✓
Annual income after 10y	$175.43	$5,659.31 ✓
Total dividends collected	$1.7K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LITL vs QYLD ($10,000, DRIP)

Year	LITL Portfolio	LITL Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,858	$158.33	$10,352	$1,192.36	+$506.00 → LITL
2	$11,779	$160.67	$10,830	$1,347.57	+$949.00 → LITL
3	$12,767	$162.89	$11,460	$1,539.07	+$1.3K → LITL
4	$13,825	$165.00	$12,275	$1,777.84	+$1.6K → LITL
5	$14,960	$166.99	$13,323	$2,078.95	+$1.6K → LITL
6	$16,176	$168.88	$14,667	$2,463.34	+$1.5K → LITL
7	$17,479	$170.66	$16,396	$2,960.57	+$1.1K → LITL
8	$18,875	$172.34	$18,631	$3,612.97	+$244.00 → LITL
9← crossover	$20,370	$173.93	$21,548	$4,482.15	$1.2K → QYLD
10	$21,971	$175.43	$25,398	$5,659.31	$3.4K → QYLD

LITL vs QYLD: Complete Analysis 2026

LITL — Stock

The Simplify Piper Sandler US Small-Cap PLUS Income ETF (LITL) seeks to provide capital appreciation and income through an actively managed opportunistic strategy combined with a risk-managed income generating option strategy. The fund’s subadvisor Piper Sandler utilizes a macro-driven model to select stocks according to style factors that have historically been favorable in the current economic environment. A risk-managed options selling strategy is then overlayed on top to provide additional income and total return potential.

Full LITL Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.