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LJUIF vs PM: Dividend Comparison 2026

LJUIF yields 4.97% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LJUIF wins by $52.8K in total portfolio value· pulled ahead in Year 5
10 years
LJUIF
LJUIF
● Live price
4.97%
Share price
$0.40
Annual div
$0.02
5Y div CAGR
31.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$102.4K
Annual income
$28,919.95
Full LJUIF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — LJUIF vs PM

📍 LJUIF pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLJUIFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LJUIF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LJUIF pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LJUIF
Annual income on $10K today (after 15% tax)
$422.31/yr
After 10yr DRIP, annual income (after tax)
$24,581.96/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, LJUIF beats the other by $22,463.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LJUIF + PM for your $10,000?

LJUIF: 50%PM: 50%
100% PM50/50100% LJUIF
Portfolio after 10yr
$76.0K
Annual income
$15,705.98/yr
Blended yield
20.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

LJUIF
No analyst data
Altman Z
2.6
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LJUIF buys
0
PM buys
0
No recent congressional trades found for LJUIF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLJUIFPM
Forward yield4.97%3.48%
Annual dividend / share$0.02$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR31.6%17.2%
Portfolio after 10y$102.4K$49.6K
Annual income after 10y$28,919.95$2,492.02
Total dividends collected$73.4K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LJUIF vs PM ($10,000, DRIP)

YearLJUIF PortfolioLJUIF Income/yrPM PortfolioPM Income/yrGap
1$11,354$653.83$11,648$408.29$294.00PM
2$13,062$913.02$13,589$495.90$527.00PM
3$15,268$1,291.84$15,877$603.21$609.00PM
4$18,194$1,857.20$18,580$734.88$386.00PM
5← crossover$22,189$2,721.92$21,781$896.75+$408.00LJUIF
6$27,825$4,082.89$25,578$1,096.12+$2.2KLJUIF
7$36,070$6,297.08$30,092$1,342.17+$6.0KLJUIF
8$48,635$10,039.66$35,470$1,646.46+$13.2KLJUIF
9$68,688$16,649.06$41,892$2,023.58+$26.8KLJUIF
10$102,416$28,919.95$49,578$2,492.02+$52.8KLJUIF

LJUIF vs PM: Complete Analysis 2026

LJUIFStock

SSY Group Limited, an investment holding company, researches, develops, manufactures, and sells various pharmaceutical products to hospitals and distributors in the People's Republic of China and internationally. The company offers intravenous infusion solutions, including non-PVC soft bags, upright soft bags, PP plastic bottles, and glass bottle infusion solutions, as well as ampoule injections. It also provides small volume injections, oral preparations, Chinese medicine preparations, and biological preparations, as well as bulk pharmaceutical products and medical materials. In addition, the company is involved in the research, development, and consulting of pharmaceutical technology; provision of logistics services for pharmaceutical products; and food, beverages, and catering business. It sells its products under Shimen brand name. The company was formerly known as Lijun International Pharmaceutical (Holding) Co., Ltd. and changed its name to SSY Group Limited in May 2015. The company was incorporated in 2004 and is headquartered in Wanchai, Hong Kong. SSY Group Limited is a subsidiary of China Pharmaceutical Co., Ltd.

Full LJUIF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.