Is LKFLF or RYLD a better dividend investment in 2026?

LKFLF currently yields 4.80% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between LKFLF and RYLD?

LKFLF has a forward dividend yield of 4.80% ($0.14/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.34 percentage points.

Home › Compare › LKFLF vs RYLD

LKFLF vs RYLD: Dividend Comparison 2026

LKFLF yields 4.80% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $12.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LKFLF

● Live price

4.80%

Share price

$2.95

Annual div

$0.14

5Y div CAGR

8.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.4K

Annual income

$1,646.51

Full LKFLF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — LKFLF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LKFLF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LKFLF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LKFLF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LKFLF

Annual income on $10K today (after 15% tax)

$407.65/yr

After 10yr DRIP, annual income (after tax)

$1,399.53/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $799.71/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LKFLF + RYLD for your $10,000?

LKFLF: 50%RYLD: 50%

100% RYLD50/50100% LKFLF

Portfolio after 10yr

$38.4K

Annual income

$2,116.93/yr

Blended yield

5.51%

📊

Analyst Conviction Gap

Where Wall Street is split right now

LKFLF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

4.3

Piotroski

4/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LKFLF buys

RYLD buys

No recent congressional trades found for LKFLF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLKFLFRYLD

Forward yield	4.80%	12.14% ✓
Annual dividend / share	$0.14	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	8.2% ✓	0%
Portfolio after 10y	$32.4K	$44.5K ✓
Annual income after 10y	$1,646.51	$2,587.35 ✓
Total dividends collected	$9.9K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LKFLF vs RYLD ($10,000, DRIP)

Year	LKFLF Portfolio	LKFLF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,219	$518.92	$11,914	$1,213.65	$695.00 → RYLD
2	$12,593	$588.70	$14,099	$1,351.30	$1.5K → RYLD
3	$14,143	$668.21	$16,580	$1,494.55	$2.4K → RYLD
4	$15,892	$758.86	$19,384	$1,642.61	$3.5K → RYLD
5	$17,866	$862.26	$22,535	$1,794.70	$4.7K → RYLD
6	$20,097	$980.28	$26,063	$1,950.00	$6.0K → RYLD
7	$22,619	$1,115.05	$29,995	$2,107.69	$7.4K → RYLD
8	$25,471	$1,269.04	$34,361	$2,266.99	$8.9K → RYLD
9	$28,699	$1,445.10	$39,194	$2,427.12	$10.5K → RYLD
10	$32,355	$1,646.51	$44,525	$2,587.35	$12.2K → RYLD

LKFLF vs RYLD: Complete Analysis 2026

LKFLF — Stock

Luk Fook Holdings (International) Limited, an investment holding company, engages in sourcing, designing, wholesaling, trademark licensing, and retailing various gold and platinum jewelry, and gem-set jewelry products. It is also involved in gold bullion trading; wholesaling polished diamonds; property holding; wholesaling and retailing watches; electronic retailing of gold and jewelry products; and the provision of quality examination services, as well as the authentication of gemstones. The company provides software development and internet related services, as well as engages in the brand building and promotion activities. As of March 31, 2022, it operated a total of 2,809 shops including 2,719 Lukfook shops, 84 Goldstyle, 2 Lukfook Joaillerie shops, 3 Heirloom Fortune shops, and 1 Dear Q shop in Hong Kong, Macau, Mainland China, Singapore, Malaysia, Cambodia, the Philippines, the United States, Laos, Canada, and Australia. The company was founded in 1991 and is headquartered in Sha Tin, Hong Kong.

Full LKFLF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.