Is LLDYX or QYLD a better dividend investment in 2026?

LLDYX currently yields 5.24% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between LLDYX and QYLD?

LLDYX has a forward dividend yield of 5.24% ($0.20/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.68 percentage points.

Home › Compare › LLDYX vs QYLD

LLDYX vs QYLD: Dividend Comparison 2026

LLDYX yields 5.24% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LLDYX wins by $2.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LLDYX

● Live price

5.24%

Share price

$3.85

Annual div

$0.20

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.2K

Annual income

$731.63

Full LLDYX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — LLDYX vs QYLD

📍 LLDYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LLDYX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LLDYX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

—

LLDYX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LLDYX

Annual income on $10K today (after 15% tax)

$445.02/yr

After 10yr DRIP, annual income (after tax)

$621.89/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,188.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LLDYX + QYLD for your $10,000?

LLDYX: 50%QYLD: 50%

100% QYLD50/50100% LLDYX

Portfolio after 10yr

$26.8K

Annual income

$3,195.47/yr

Blended yield

11.92%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LLDYX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Max Miller	🏢 House	$LLDYX	▲ Buy	$1,001 - $15,000	2023-05-09

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLLDYXQYLD

Forward yield	5.24%	11.92% ✓
Annual dividend / share	$0.20	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.2K ✓	$25.4K
Annual income after 10y	$731.63	$5,659.31 ✓
Total dividends collected	$6.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LLDYX vs QYLD ($10,000, DRIP)

Year	LLDYX Portfolio	LLDYX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,224	$523.56	$10,352	$1,192.36	+$872.00 → LLDYX
2	$12,558	$549.18	$10,830	$1,347.57	+$1.7K → LLDYX
3	$14,012	$574.29	$11,460	$1,539.07	+$2.6K → LLDYX
4	$15,591	$598.83	$12,275	$1,777.84	+$3.3K → LLDYX
5	$17,306	$622.75	$13,323	$2,078.95	+$4.0K → LLDYX
6	$19,163	$646.00	$14,667	$2,463.34	+$4.5K → LLDYX
7	$21,173	$668.54	$16,396	$2,960.57	+$4.8K → LLDYX
8	$23,345	$690.33	$18,631	$3,612.97	+$4.7K → LLDYX
9	$25,691	$711.37	$21,548	$4,482.15	+$4.1K → LLDYX
10	$28,221	$731.63	$25,398	$5,659.31	+$2.8K → LLDYX

LLDYX vs QYLD: Complete Analysis 2026

LLDYX — Stock

The fund invests in various types of short duration debt (or fixed income) securities. It invests at least 65% of its net assets in investment grade debt securities including corporate debt securities of U.S. issuers; corporate debt securities of non-U.S. (including emerging market) issuers that are denominated in U.S. dollars; mortgage backed, mortgage-related, and other asset-backed securities; and securities issued or guaranteed by the U.S. government, its agencies and instrumentalities; and inflation-linked investments.

Full LLDYX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.