Is LMDCF or SCHD a better dividend investment in 2026?

LMDCF currently yields 3752.35% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: LMDCF offers higher current income.

What is the dividend yield difference between LMDCF and SCHD?

LMDCF has a forward dividend yield of 3752.35% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 3748.89 percentage points.

Home › Compare › LMDCF vs SCHD

LMDCF vs SCHD: Dividend Comparison 2026

LMDCF yields 3752.35% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LMDCF wins by $3876690215833.78M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LMDCF

● Live price

3752.35%

Share price

$0.05

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3876690215833.81M

Annual income

$3,683,580,064,529,246,000.00

Full LMDCF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — LMDCF vs SCHD

📍 LMDCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LMDCF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LMDCF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LMDCF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LMDCF

Annual income on $10K today (after 15% tax)

$318,949.34/yr

After 10yr DRIP, annual income (after tax)

$3,131,043,054,849,859,000.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, LMDCF beats the other by $3,131,043,054,849,858,600.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LMDCF + SCHD for your $10,000?

LMDCF: 50%SCHD: 50%

100% SCHD50/50100% LMDCF

Portfolio after 10yr

$1938345107916.92M

Annual income

$1,841,790,032,264,623,400.00/yr

Blended yield

95.02%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LMDCF buys

SCHD buys

No recent congressional trades found for LMDCF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLMDCFSCHD

Forward yield	3752.35% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$3876690215833.81M ✓	$29.0K
Annual income after 10y	$3,683,580,064,529,246,000.00 ✓	$425.95
Total dividends collected	$3863481918656.58M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LMDCF vs SCHD ($10,000, DRIP)

Year	LMDCF Portfolio	LMDCF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$385,935	$375,234.52	$11,226	$346.36	+$374.7K → LMDCF
2	$13,947,151	$13,534,201.45	$12,572	$357.38	+$13.93M → LMDCF
3	$472,033,477	$457,110,025.34	$14,046	$367.84	+$472.02M → LMDCF
4	$14,963,609,606	$14,458,533,784.92	$15,660	$377.73	+$14963.59M → LMDCF
5	$444,366,263,896	$428,355,201,617.62	$17,425	$387.07	+$444366.25M → LMDCF
6	$12,363,914,858,707	$11,888,442,956,338.18	$19,354	$395.86	+$12363914.84M → LMDCF
7	$322,370,046,385,816	$309,140,657,486,999.80	$21,461	$404.13	+$322370046.36M → LMDCF
8	$7,877,988,976,953,290	$7,533,053,027,320,466.00	$23,762	$411.89	+$7877988976.93M → LMDCF
9	$180,476,776,920,155,260	$172,047,328,714,815,230.00	$26,272	$419.15	+$180476776920.13M → LMDCF
10	$3,876,690,215,833,812,500	$3,683,580,064,529,246,000.00	$29,010	$425.95	+$3876690215833.78M → LMDCF

LMDCF vs SCHD: Complete Analysis 2026

LMDCF — Stock

Everybody Loves Languages Corp., an edtech language-learning and content development company, develops, markets, and supports a suite of English and other language learning solutions in the People's Republic of China. The company operates in two segments, Print-Based English Language Learning (License of Intellectual Property), and Online and Offline Language Learning. The Print-Based English Language Learning segment publishes print-based English language learning textbook programs. It co-publishes approximately 795 million units from library of program titles. The Online English Language Learning segment provides web-based educational technology English language learning, training, and assessment solutions, such as web-based software licensing subscriptions, online and professional services, audio practice tools, and multi-platform applications. It offers approximately 3,000 hours of interactive learning through various product offerings that include Winnie's World, English Academy, Campus, English for Success, and Master and business. The company markets its products in Latin America, Asia, Europe, and the United States through a network of distributors. The company was formerly known as Lingo Media Corporation and changed its name to Everybody Loves Languages Corp. in October 2022. Everybody Loves Languages Corp. is headquartered in Toronto, Canada.

Full LMDCF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.