Is LMGDF or SCHD a better dividend investment in 2026?

LMGDF currently yields 217.51% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: LMGDF offers higher current income.

What is the dividend yield difference between LMGDF and SCHD?

LMGDF has a forward dividend yield of 217.51% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 214.05 percentage points.

Home › Compare › LMGDF vs SCHD

LMGDF vs SCHD: Dividend Comparison 2026

LMGDF yields 217.51% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LMGDF wins by $195.64M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LMGDF

● Live price

217.51%

Share price

$0.92

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$195.67M

Annual income

$102,747,993.75

Full LMGDF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — LMGDF vs SCHD

📍 LMGDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LMGDF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LMGDF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

LMGDF pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LMGDF

Annual income on $10K today (after 15% tax)

$18,488.31/yr

After 10yr DRIP, annual income (after tax)

$87,335,794.69/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, LMGDF beats the other by $87,335,432.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LMGDF + SCHD for your $10,000?

LMGDF: 50%SCHD: 50%

100% SCHD50/50100% LMGDF

Portfolio after 10yr

$97.85M

Annual income

$51,374,209.84/yr

Blended yield

52.50%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LMGDF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLMGDFSCHD

Forward yield	217.51% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$195.67M ✓	$29.0K
Annual income after 10y	$102,747,993.75 ✓	$425.95
Total dividends collected	$185.23M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LMGDF vs SCHD ($10,000, DRIP)

Year	LMGDF Portfolio	LMGDF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$32,451	$21,750.95	$11,226	$346.36	+$21.2K → LMGDF
2	$100,689	$65,966.27	$12,572	$357.38	+$88.1K → LMGDF
3	$299,027	$191,289.80	$14,046	$367.84	+$285.0K → LMGDF
4	$850,888	$530,929.73	$15,660	$377.73	+$835.2K → LMGDF
5	$2,322,389	$1,411,938.44	$17,425	$387.07	+$2.30M → LMGDF
6	$6,086,547	$3,601,590.62	$19,354	$395.86	+$6.07M → LMGDF
7	$15,334,189	$8,821,583.89	$21,461	$404.13	+$15.31M → LMGDF
8	$37,178,354	$20,770,771.69	$23,762	$411.89	+$37.15M → LMGDF
9	$86,845,854	$47,065,014.73	$26,272	$419.15	+$86.82M → LMGDF
10	$195,673,057	$102,747,993.75	$29,010	$425.95	+$195.64M → LMGDF

LMGDF vs SCHD: Complete Analysis 2026

LMGDF — Stock

Lumina Gold Corp., an exploration stage company, engages in the acquisition, exploration, evaluation, and development of mineral resources in Ecuador. The company primarily explores for gold and copper deposits. It focuses on the Cangrejos project consisting of ten mineral concessions covering an area of approximately 6,373 hectares located in El Oro Province, southwest Ecuador. The company was formerly known as Odin Mining and Exploration Ltd. and changed its name to Lumina Gold Corp. in November 2016. Lumina Gold Corp. was incorporated in 1988 and is headquartered in Vancouver, Canada.

Full LMGDF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.