HomeCompareLMHB vs ADC

LMHB vs ADC: Dividend Comparison 2026

LMHB yields 7.75% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $143.5K in total portfolio value· pulled ahead in Year 5
10 years
LMHB
LMHB
● Live price
7.75%
Share price
$25.80
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.4K
Annual income
$1,266.64
Full LMHB calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — LMHB vs ADC

📍 ADC pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLMHBADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LMHB + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LMHB pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LMHB
Annual income on $10K today (after 15% tax)
$658.91/yr
After 10yr DRIP, annual income (after tax)
$1,076.64/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, ADC beats the other by $66,623.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LMHB + ADC for your $10,000?

LMHB: 50%ADC: 50%
100% ADC50/50100% LMHB
Portfolio after 10yr
$105.2K
Annual income
$40,456.94/yr
Blended yield
38.47%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

LMHB
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LMHB buys
0
ADC buys
0
No recent congressional trades found for LMHB or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLMHBADC
Forward yield7.75%4.11%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$33.4K$176.9K
Annual income after 10y$1,266.64$79,647.25
Total dividends collected$10.2K$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: LMHB vs ADC ($10,000, DRIP)

YearLMHB PortfolioLMHB Income/yrADC PortfolioADC Income/yrGap
1$11,475$775.19$10,987$577.21+$488.00LMHB
2$13,110$831.36$12,293$855.34+$817.00LMHB
3$14,915$887.64$14,088$1,290.70+$827.00LMHB
4$16,903$943.81$16,660$1,994.91+$243.00LMHB
5← crossover$19,086$999.63$20,525$3,181.85$1.4KADC
6$21,477$1,054.88$26,654$5,286.90$5.2KADC
7$24,089$1,109.37$37,006$9,259.47$12.9KADC
8$26,939$1,162.92$55,862$17,338.74$28.9KADC
9$30,040$1,215.39$93,452$35,300.32$63.4KADC
10$33,409$1,266.64$176,931$79,647.25$143.5KADC

LMHB vs ADC: Complete Analysis 2026

LMHBStock

The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. It accepts retail and corporate checking, savings, term, and interest bearing and non-interest bearing deposits. The company’s lending portfolio includes residential mortgage lending, automobile lending, consumer financing, credit cards, overdraft facilities, commercial real estate lending, and commercial and industrial loans, as well as overdraft facilities to commercial and corporate customers. It also offers investment products and services; and cash and liquidity management, foreign exchange, custody administration, and settlement services. In addition, the company provides personal and property/auto insurance products; letters of credit; and cash management, payroll, remote banking, money market, advisory, brokerage, trust, estate, company management, wealth management, and fiduciary services. Further, it offers debit and credit cards; automated teller machines; and personal and business deposit, merchant acquiring, residential and commercial mortgages, and mobile and internet banking services. The company operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Switzerland, Singapore, Mauritius, and Canada. It also operates in Bermuda and the Cayman Islands. The company was founded in 1784 and is headquartered in Hamilton, Bermuda.

Full LMHB Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
📬

Get this LMHB vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LMHB vs SCHDLMHB vs JEPILMHB vs OLMHB vs KOLMHB vs MAINLMHB vs NNNLMHB vs EPRTLMHB vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.