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LMUB vs XYLD: Dividend Comparison 2026

LMUB yields 3.83% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LMUB wins by $369.00 in total portfolio value
10 years
LMUB
LMUB
● Live price
3.83%
Share price
$50.16
Annual div
$1.92
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$489.90
Full LMUB calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — LMUB vs XYLD

📍 LMUB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLMUBXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LMUB + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LMUB pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LMUB
Annual income on $10K today (after 15% tax)
$325.59/yr
After 10yr DRIP, annual income (after tax)
$416.41/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,319.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LMUB + XYLD for your $10,000?

LMUB: 50%XYLD: 50%
100% XYLD50/50100% LMUB
Portfolio after 10yr
$25.5K
Annual income
$1,854.46/yr
Blended yield
7.28%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LMUB buys
0
XYLD buys
0
No recent congressional trades found for LMUB or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLMUBXYLD
Forward yield3.83%10.98% ✓
Annual dividend / share$1.92$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.6K ✓$25.3K
Annual income after 10y$489.90$3,219.02 ✓
Total dividends collected$4.4K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: LMUB vs XYLD ($10,000, DRIP)

YearLMUB PortfolioLMUB Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,083$383.04$10,818$1,098.39+$265.00 → LMUB
2$12,256$396.75$11,738$1,222.51+$518.00 → LMUB
3$13,524$410.03$12,774$1,364.64+$750.00 → LMUB
4$14,893$422.85$13,944$1,527.86+$949.00 → LMUB
5$16,371$435.21$15,270$1,715.87+$1.1K → LMUB
6$17,964$447.09$16,775$1,933.09+$1.2K → LMUB
7$19,680$458.50$18,490$2,184.87+$1.2K → LMUB
8$21,527$469.44$20,450$2,477.63+$1.1K → LMUB
9$23,514$479.91$22,697$2,819.19+$817.00 → LMUB
10$25,649$489.90$25,280$3,219.02+$369.00 → LMUB

LMUB vs XYLD: Complete Analysis 2026

LMUB — Stock

The iShares Long-Term National Muni Bond ETF seeks to track the investment results of an index composed of investment-grade U.S. municipal bonds with remaining maturities of 12 years or more.

Full LMUB Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.