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LNT vs DFS: Dividend Comparison 2026

LNT yields 2.88% · DFS yields 1.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DFS wins by $326.3K in total portfolio value· pulled ahead in Year 4
10 years
LNT
LNT
● Live price
2.88%
Share price
$71.49
Annual div
$2.06
5Y div CAGR
33.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$59.1K
Annual income
$12,391.88
Full LNT calculator →
DFS
DFS
● Live price
1.40%
Share price
$200.05
Annual div
$2.80
5Y div CAGR
71.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$385.5K
Annual income
$235,247.16
Full DFS calculator →

Portfolio growth — LNT vs DFS

📍 DFS pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLNTDFS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LNT + DFS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LNT pays
DFS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LNT
Annual income on $10K today (after 15% tax)
$244.63/yr
After 10yr DRIP, annual income (after tax)
$10,533.10/yr
DFS
Annual income on $10K today (after 15% tax)
$118.97/yr
After 10yr DRIP, annual income (after tax)
$199,960.09/yr
At 15% tax rate, DFS beats the other by $189,426.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LNT + DFS for your $10,000?

LNT: 50%DFS: 50%
100% DFS50/50100% LNT
Portfolio after 10yr
$222.3K
Annual income
$123,819.52/yr
Blended yield
55.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on DFS right now

LNT
Analyst Ratings
12
Buy
11
Hold
Consensus: Buy
Price Target
$74.57
+4.3% upside vs current
Range: $67.00 — $78.00
Altman Z
1.1
Piotroski
6/9
DFS
Analyst Ratings
28
Buy
17
Hold
Consensus: Buy
Price Target
$142.26
-28.9% upside vs current
Range: $104.00 — $214.00
Altman Z
0.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LNT buys
9
DFS buys
6
PoliticianChamberTickerTypeAmountDate
Lisa McClain🏢 House$LNT▼ Sell$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$LNT▲ Buy$1,001 - $15,0002025-08-04
Julie Johnson🏢 House$DFS▼ Sell$1,001 - $15,0002025-04-07
Jefferson Shreve🏢 House$DFS▼ Sell$15,001 - $50,0002025-04-07
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002025-01-09
Michael McCaul🏢 House$DFS▼ Sell$1,001 - $15,0002024-11-19
John James🏢 House$DFS▼ Sell$1,001 - $15,0002024-09-04
Michael McCaul🏢 House$DFS▼ Sell$15,001 - $50,0002024-08-26
Scott Mr Franklin🏢 House$DFS▼ Sell$50,001 - $100,0002024-08-06
Scott Mr Franklin🏢 House$DFS▼ Sell$1,001 - $15,0002024-08-01
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLNTDFS
Forward yield2.88%1.40%
Annual dividend / share$2.06$2.80
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR33.6%71.5%
Portfolio after 10y$59.1K$385.5K
Annual income after 10y$12,391.88$235,247.16
Total dividends collected$34.5K$350.7K
Payment frequencyquarterlyquarterly
SectorUtilitiesFinancials
Analyst consensusBuyBuy
Analyst price target$74.57$142.26

Year-by-year: LNT vs DFS ($10,000, DRIP)

YearLNT PortfolioLNT Income/yrDFS PortfolioDFS Income/yrGap
1$11,085$384.50$10,940$240.04+$145.00LNT
2$12,393$532.16$12,127$420.90+$266.00LNT
3$14,003$742.86$13,723$747.81+$280.00LNT
4← crossover$16,031$1,048.06$16,040$1,356.40$9.00DFS
5$18,652$1,498.16$19,704$2,541.10$1.1KDFS
6$22,133$2,176.35$26,087$5,003.21$4.0KDFS
7$26,908$3,224.68$38,530$10,616.67$11.6KDFS
8$33,686$4,894.78$66,360$25,132.82$32.7KDFS
9$43,695$7,651.20$140,384$69,379.29$96.7KDFS
10$59,146$12,391.88$385,458$235,247.16$326.3KDFS

LNT vs DFS: Complete Analysis 2026

LNTUtilities

Alliant Energy Corporation operates as a utility holding company that provides regulated electricity and natural gas services. It operates through three segments: Utility Electric Operations, Utility Gas Operations, and Utility Other. The company, through its subsidiary, Interstate Power and Light Company (IPL), primarily generates and distributes electricity, and distributes and transports natural gas to retail customers in Iowa; sells electricity to wholesale customers in Minnesota, Illinois, and Iowa; and generates and distributes steam in Cedar Rapids, Iowa. Alliant Energy Corporation, through its other subsidiary, Wisconsin Power and Light Company (WPL), generates and distributes electricity, and distributes and transports natural gas to retail customers in Wisconsin; and sells electricity to wholesale customers in Wisconsin. As of December 31, 2021, IPL supplied electric and natural gas service to approximately 500,000 and 225,000 retail customers respectively; and WPL supplied electric and natural gas service to approximately 485,000 and 200,000 retail customers, respectively. It serves retail customers in the farming, agriculture, industrial manufacturing, chemical, and packaging and food industries. In addition, the company owns and operates a short-line rail freight service in Iowa; a barge, rail, and truck freight terminal on the Mississippi River; and a rail-served warehouse in Iowa, as well as offers freight brokerage services. Further, it holds interests in a 347 megawatt (MW) natural gas-fired electric generating unit near Sheboygan Falls, Wisconsin; and a 225 MW wind farm located in Oklahoma. The company was incorporated in 1981 and is headquartered in Madison, Wisconsin.

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DFSFinancials

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Full DFS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.