HomeCompareLOCK vs JEPI

LOCK vs JEPI: Dividend Comparison 2026

LOCK yields 8.34% · JEPI yields 8.56%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LOCK wins by $5.4K in total portfolio value
10 years
LOCK
LOCK
● Live price
8.34%
Share price
$23.99
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.7K
Annual income
$1,412.07
Full LOCK calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — LOCK vs JEPI

📍 LOCK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLOCKJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LOCK + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LOCK pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOCK
Annual income on $10K today (after 15% tax)
$708.63/yr
After 10yr DRIP, annual income (after tax)
$1,200.26/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, JEPI beats the other by $137.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LOCK + JEPI for your $10,000?

LOCK: 50%JEPI: 50%
100% JEPI50/50100% LOCK
Portfolio after 10yr
$32.0K
Annual income
$1,492.87/yr
Blended yield
4.66%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOCK buys
0
JEPI buys
0
PoliticianChamberTickerTypeAmountDate
Thom Tillis🏛 Senate$LOCK▼ Sell$1,001 - $15,0002015-02-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLOCKJEPI
Forward yield8.34%8.56%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.7K$29.3K
Annual income after 10y$1,412.07$1,573.67
Total dividends collected$11.3K$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: LOCK vs JEPI ($10,000, DRIP)

YearLOCK PortfolioLOCK Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,534$833.68$11,276$855.74+$258.00LOCK
2$13,240$898.64$12,675$926.02+$565.00LOCK
3$15,131$964.07$14,207$999.01+$924.00LOCK
4$17,219$1,029.68$15,878$1,074.57+$1.3KLOCK
5$19,520$1,095.17$17,697$1,152.57+$1.8KLOCK
6$22,047$1,160.27$19,674$1,232.87+$2.4KLOCK
7$24,814$1,224.72$21,815$1,315.29+$3.0KLOCK
8$27,840$1,288.31$24,131$1,399.68+$3.7KLOCK
9$31,139$1,350.82$26,630$1,485.86+$4.5KLOCK
10$34,731$1,412.07$29,323$1,573.67+$5.4KLOCK

LOCK vs JEPI: Complete Analysis 2026

LOCKStock

LOCK is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in LOCK shares.

Full LOCK Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.