HomeCompareLOTBY vs ADC

LOTBY vs ADC: Dividend Comparison 2026

LOTBY yields 0.93% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LOTBY wins by $3.46M in total portfolio value· pulled ahead in Year 5
10 years
LOTBY
LOTBY
● Live price
0.93%
Share price
$114.68
Annual div
$1.07
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.64M
Annual income
$3,016,335.64
Full LOTBY calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — LOTBY vs ADC

📍 LOTBY pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLOTBYADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LOTBY + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LOTBY pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOTBY
Annual income on $10K today (after 15% tax)
$79.31/yr
After 10yr DRIP, annual income (after tax)
$2,563,885.29/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, LOTBY beats the other by $2,496,185.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LOTBY + ADC for your $10,000?

LOTBY: 50%ADC: 50%
100% ADC50/50100% LOTBY
Portfolio after 10yr
$1.91M
Annual income
$1,547,991.44/yr
Blended yield
81.17%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

LOTBY
No analyst data
Altman Z
10.7
Piotroski
7/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOTBY buys
0
ADC buys
7
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$ADC▼ Sell$15,001 - $50,0002026-01-15
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002025-04-09
Josh Gottheimer🏢 House$ADC▲ Buy$1,001 - $15,0002024-04-15
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002024-03-14
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLOTBYADC
Forward yield0.93%4.11%
Annual dividend / share$1.07$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$3.64M$176.9K
Annual income after 10y$3,016,335.64$79,647.25
Total dividends collected$3.56M$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: LOTBY vs ADC ($10,000, DRIP)

YearLOTBY PortfolioLOTBY Income/yrADC PortfolioADC Income/yrGap
1$10,887$186.61$10,987$577.21$100.00ADC
2$12,028$379.72$12,293$855.34$265.00ADC
3$13,655$784.20$14,088$1,290.70$433.00ADC
4$16,274$1,663.96$16,660$1,994.91$386.00ADC
5← crossover$21,120$3,706.93$20,525$3,181.85+$595.00LOTBY
6$31,591$8,992.10$26,654$5,286.90+$4.9KLOTBY
7$58,943$25,140.11$37,006$9,259.47+$21.9KLOTBY
8$150,744$87,675.51$55,862$17,338.74+$94.9KLOTBY
9$580,414$419,117.57$93,452$35,300.32+$487.0KLOTBY
10$3,637,378$3,016,335.64$176,931$79,647.25+$3.46MLOTBY

LOTBY vs ADC: Complete Analysis 2026

LOTBYStock

Lotus Bakeries NV provides various snack products in Belgium and internationally. The company offers biscuits and cakes, including caramelized cookies, gingerbreads, cake specialties, waffles, and pepparkakor biscuits. It also provides energy bars, protein flapjacks, protein nut bars, healthy snacks, butter specialties, ice creams, and caramelized cookies spreads. The company sells its products under the Lotus Biscoff, Nakd, Trek, BEAR, Kiddylicious, Lotus, Dinosaurus, Peijnenburg, Snelle Jelle, Annas, Lotus Suzy, and Urban Fruit brands. The company was founded in 1932 and is headquartered in Lembeke, Belgium. Lotus Bakeries NV is a subsidiary of Stichting Administratiekantoor van Aandelen Lotus Bakeries.

Full LOTBY Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.