Is LOTBY or RYLD a better dividend investment in 2026?

LOTBY currently yields 0.93% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between LOTBY and RYLD?

LOTBY has a forward dividend yield of 0.93% ($1.07/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 11.21 percentage points.

Home › Compare › LOTBY vs RYLD

LOTBY vs RYLD: Dividend Comparison 2026

LOTBY yields 0.93% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LOTBY wins by $3.59M in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

LOTBY

● Live price

0.93%

Share price

$114.68

Annual div

$1.07

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.64M

Annual income

$3,016,335.64

Full LOTBY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — LOTBY vs RYLD

📍 LOTBY pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LOTBY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, LOTBY + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LOTBY pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOTBY

Annual income on $10K today (after 15% tax)

$79.31/yr

After 10yr DRIP, annual income (after tax)

$2,563,885.29/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, LOTBY beats the other by $2,561,686.05/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LOTBY + RYLD for your $10,000?

LOTBY: 50%RYLD: 50%

100% RYLD50/50100% LOTBY

Portfolio after 10yr

$1.84M

Annual income

$1,509,461.49/yr

Blended yield

81.99%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOTBY buys

RYLD buys

No recent congressional trades found for LOTBY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLOTBYRYLD

Forward yield	0.93%	12.14% ✓
Annual dividend / share	$1.07	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$3.64M	$44.5K ✓
Annual income after 10y	$3,016,335.64 ✓	$2,587.35
Total dividends collected	$3.56M	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LOTBY vs RYLD ($10,000, DRIP)

Year	LOTBY Portfolio	LOTBY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$10,887	$186.61	$11,914	$1,213.65	$1.0K → RYLD
2	$12,028	$379.72	$14,099	$1,351.30	$2.1K → RYLD
3	$13,655	$784.20	$16,580	$1,494.55	$2.9K → RYLD
4	$16,274	$1,663.96	$19,384	$1,642.61	$3.1K → RYLD
5	$21,120	$3,706.93	$22,535	$1,794.70	$1.4K → RYLD
6← crossover	$31,591	$8,992.10	$26,063	$1,950.00	+$5.5K → LOTBY
7	$58,943	$25,140.11	$29,995	$2,107.69	+$28.9K → LOTBY
8	$150,744	$87,675.51	$34,361	$2,266.99	+$116.4K → LOTBY
9	$580,414	$419,117.57	$39,194	$2,427.12	+$541.2K → LOTBY
10	$3,637,378	$3,016,335.64	$44,525	$2,587.35	+$3.59M → LOTBY

LOTBY vs RYLD: Complete Analysis 2026

LOTBY — Stock

Lotus Bakeries NV provides various snack products in Belgium and internationally. The company offers biscuits and cakes, including caramelized cookies, gingerbreads, cake specialties, waffles, and pepparkakor biscuits. It also provides energy bars, protein flapjacks, protein nut bars, healthy snacks, butter specialties, ice creams, and caramelized cookies spreads. The company sells its products under the Lotus Biscoff, Nakd, Trek, BEAR, Kiddylicious, Lotus, Dinosaurus, Peijnenburg, Snelle Jelle, Annas, Lotus Suzy, and Urban Fruit brands. The company was founded in 1932 and is headquartered in Lembeke, Belgium. Lotus Bakeries NV is a subsidiary of Stichting Administratiekantoor van Aandelen Lotus Bakeries.

Full LOTBY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this LOTBY vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LOTBY vs SCHD LOTBY vs JEPI LOTBY vs O LOTBY vs KO LOTBY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.