HomeCompareLOTZ vs ADC

LOTZ vs ADC: Dividend Comparison 2026

LOTZ yields 1351.35% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LOTZ wins by $272583783.16M in total portfolio value
10 years
LOTZ
LOTZ
● Live price
1351.35%
Share price
$0.15
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$272583783.33M
Annual income
$237,946,152,207,798.20
Full LOTZ calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — LOTZ vs ADC

📍 LOTZ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLOTZADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LOTZ + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LOTZ pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOTZ
Annual income on $10K today (after 15% tax)
$114,864.86/yr
After 10yr DRIP, annual income (after tax)
$202,254,229,376,628.47/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, LOTZ beats the other by $202,254,229,308,928.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LOTZ + ADC for your $10,000?

LOTZ: 50%ADC: 50%
100% ADC50/50100% LOTZ
Portfolio after 10yr
$136291891.75M
Annual income
$118,973,076,143,722.72/yr
Blended yield
87.29%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

LOTZ
Analyst Ratings
1
Hold
Consensus: Hold
Price Target
$3.00
+1927.0% upside vs current
Range: $3.00 — $3.00
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOTZ buys
0
ADC buys
0
No recent congressional trades found for LOTZ or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLOTZADC
Forward yield1351.35%4.11%
Annual dividend / share$2.00$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$272583783.33M$176.9K
Annual income after 10y$237,946,152,207,798.20$79,647.25
Total dividends collected$270034496.72M$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy
Analyst price target$3.00$81.06

Year-by-year: LOTZ vs ADC ($10,000, DRIP)

YearLOTZ PortfolioLOTZ Income/yrADC PortfolioADC Income/yrGap
1← crossover$145,835$135,135.14$10,987$577.21+$134.8KLOTZ
2$1,997,861$1,841,817.82$12,293$855.34+$1.99MLOTZ
3$25,718,922$23,581,209.93$14,088$1,290.70+$25.70MLOTZ
4$311,226,018$283,706,772.10$16,660$1,994.91+$311.21MLOTZ
5$3,541,563,721$3,208,551,881.06$20,525$3,181.85+$3541.54MLOTZ
6$37,912,256,783$34,122,783,602.07$26,654$5,286.90+$37912.23MLOTZ
7$381,951,756,579$341,385,641,821.17$37,006$9,259.47+$381951.72MLOTZ
8$3,623,017,539,296$3,214,329,159,756.85$55,862$17,338.74+$3623017.48MLOTZ
9$32,371,617,873,390$28,494,989,106,343.02$93,452$35,300.32+$32371617.78MLOTZ
10$272,583,783,332,326$237,946,152,207,798.20$176,931$79,647.25+$272583783.16MLOTZ

LOTZ vs ADC: Complete Analysis 2026

LOTZStock

CarLotz, Inc. operates as a consignment-to-retail used vehicle marketplace that provides its corporate vehicle sourcing partners and retail sellers of used vehicles. The company serves corporate vehicle sourcing partners, which include fleet leasing companies, vehicle rental companies, banks, finance companies, third-party remarketers, wholesalers, corporations managing their own fleets, and original equipment manufacturers; retail sellers of used vehicles to individuals; and retail customers. It operates 22 retail hubs throughout the Mid-Atlantic, Southeast, Southcentral, Midwest, West, and Pacific Northwest regions of the United States. The company was incorporated in 2011 and is headquartered in Richmond, Virginia. As of December 9, 2022, CarLotz, Inc. operates as a subsidiary of Shift Technologies, Inc..

Full LOTZ Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
📬

Get this LOTZ vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LOTZ vs SCHDLOTZ vs JEPILOTZ vs OLOTZ vs KOLOTZ vs MAINLOTZ vs NNNLOTZ vs EPRTLOTZ vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.