HomeCompareLOTZ vs PEP

LOTZ vs PEP: Dividend Comparison 2026

LOTZ yields 1351.35% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LOTZ wins by $272583783.19M in total portfolio value
10 years
LOTZ
LOTZ
● Live price
1351.35%
Share price
$0.15
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$272583783.33M
Annual income
$237,946,152,207,798.20
Full LOTZ calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — LOTZ vs PEP

📍 LOTZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLOTZPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LOTZ + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LOTZ pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOTZ
Annual income on $10K today (after 15% tax)
$114,864.86/yr
After 10yr DRIP, annual income (after tax)
$202,254,229,376,628.47/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, LOTZ beats the other by $202,254,229,322,712.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LOTZ + PEP for your $10,000?

LOTZ: 50%PEP: 50%
100% PEP50/50100% LOTZ
Portfolio after 10yr
$136291891.74M
Annual income
$118,973,076,135,614.34/yr
Blended yield
87.29%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

LOTZ
Analyst Ratings
1
Hold
Consensus: Hold
Price Target
$3.00
+1927.0% upside vs current
Range: $3.00 — $3.00
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOTZ buys
0
PEP buys
0
No recent congressional trades found for LOTZ or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLOTZPEP
Forward yield1351.35%3.66%
Annual dividend / share$2.00$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$272583783.33M$144.7K
Annual income after 10y$237,946,152,207,798.20$63,430.49
Total dividends collected$270034496.72M$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold
Analyst price target$3.00$172.43

Year-by-year: LOTZ vs PEP ($10,000, DRIP)

YearLOTZ PortfolioLOTZ Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$145,835$135,135.14$10,854$514.44+$135.0KLOTZ
2$1,997,861$1,841,817.82$11,982$758.21+$1.99MLOTZ
3$25,718,922$23,581,209.93$13,526$1,136.44+$25.71MLOTZ
4$311,226,018$283,706,772.10$15,727$1,741.93+$311.21MLOTZ
5$3,541,563,721$3,208,551,881.06$19,012$2,750.28+$3541.54MLOTZ
6$37,912,256,783$34,122,783,602.07$24,173$4,514.44+$37912.23MLOTZ
7$381,951,756,579$341,385,641,821.17$32,789$7,793.80+$381951.72MLOTZ
8$3,623,017,539,296$3,214,329,159,756.85$48,258$14,354.51+$3623017.49MLOTZ
9$32,371,617,873,390$28,494,989,106,343.02$78,586$28,686.63+$32371617.79MLOTZ
10$272,583,783,332,326$237,946,152,207,798.20$144,688$63,430.49+$272583783.19MLOTZ

LOTZ vs PEP: Complete Analysis 2026

LOTZStock

CarLotz, Inc. operates as a consignment-to-retail used vehicle marketplace that provides its corporate vehicle sourcing partners and retail sellers of used vehicles. The company serves corporate vehicle sourcing partners, which include fleet leasing companies, vehicle rental companies, banks, finance companies, third-party remarketers, wholesalers, corporations managing their own fleets, and original equipment manufacturers; retail sellers of used vehicles to individuals; and retail customers. It operates 22 retail hubs throughout the Mid-Atlantic, Southeast, Southcentral, Midwest, West, and Pacific Northwest regions of the United States. The company was incorporated in 2011 and is headquartered in Richmond, Virginia. As of December 9, 2022, CarLotz, Inc. operates as a subsidiary of Shift Technologies, Inc..

Full LOTZ Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.