HomeCompareLOTZ vs SPHD

LOTZ vs SPHD: Dividend Comparison 2026

LOTZ yields 1351.35% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LOTZ wins by $272583783.31M in total portfolio value
10 years
LOTZ
LOTZ
● Live price
1351.35%
Share price
$0.15
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$272583783.33M
Annual income
$237,946,152,207,798.20
Full LOTZ calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — LOTZ vs SPHD

📍 LOTZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLOTZSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LOTZ + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LOTZ pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOTZ
Annual income on $10K today (after 15% tax)
$114,864.86/yr
After 10yr DRIP, annual income (after tax)
$202,254,229,376,628.47/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, LOTZ beats the other by $202,254,229,376,146.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LOTZ + SPHD for your $10,000?

LOTZ: 50%SPHD: 50%
100% SPHD50/50100% LOTZ
Portfolio after 10yr
$136291891.68M
Annual income
$118,973,076,104,182.78/yr
Blended yield
87.29%
📊

Analyst Conviction Gap

Where Wall Street is split right now

LOTZ
Analyst Ratings
1
Hold
Consensus: Hold
Price Target
$3.00
+1927.0% upside vs current
Range: $3.00 — $3.00
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOTZ buys
0
SPHD buys
0
No recent congressional trades found for LOTZ or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLOTZSPHD
Forward yield1351.35%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$272583783.33M$26.5K
Annual income after 10y$237,946,152,207,798.20$567.37
Total dividends collected$270034496.72M$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LOTZ vs SPHD ($10,000, DRIP)

YearLOTZ PortfolioLOTZ Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$145,835$135,135.14$11,130$430.50+$134.7KLOTZ
2$1,997,861$1,841,817.82$12,357$447.82+$1.99MLOTZ
3$25,718,922$23,581,209.93$13,687$464.65+$25.71MLOTZ
4$311,226,018$283,706,772.10$15,126$480.98+$311.21MLOTZ
5$3,541,563,721$3,208,551,881.06$16,682$496.78+$3541.55MLOTZ
6$37,912,256,783$34,122,783,602.07$18,362$512.03+$37912.24MLOTZ
7$381,951,756,579$341,385,641,821.17$20,174$526.72+$381951.74MLOTZ
8$3,623,017,539,296$3,214,329,159,756.85$22,127$540.84+$3623017.52MLOTZ
9$32,371,617,873,390$28,494,989,106,343.02$24,230$554.39+$32371617.85MLOTZ
10$272,583,783,332,326$237,946,152,207,798.20$26,493$567.37+$272583783.31MLOTZ

LOTZ vs SPHD: Complete Analysis 2026

LOTZStock

CarLotz, Inc. operates as a consignment-to-retail used vehicle marketplace that provides its corporate vehicle sourcing partners and retail sellers of used vehicles. The company serves corporate vehicle sourcing partners, which include fleet leasing companies, vehicle rental companies, banks, finance companies, third-party remarketers, wholesalers, corporations managing their own fleets, and original equipment manufacturers; retail sellers of used vehicles to individuals; and retail customers. It operates 22 retail hubs throughout the Mid-Atlantic, Southeast, Southcentral, Midwest, West, and Pacific Northwest regions of the United States. The company was incorporated in 2011 and is headquartered in Richmond, Virginia. As of December 9, 2022, CarLotz, Inc. operates as a subsidiary of Shift Technologies, Inc..

Full LOTZ Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.