HomeCompareLOVA vs PM

LOVA vs PM: Dividend Comparison 2026

LOVA yields 28.21% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LOVA wins by $69.7K in total portfolio value
10 years
LOVA
LOVA
● Live price
28.21%
Share price
$7.09
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$119.3K
Annual income
$14,962.24
Full LOVA calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — LOVA vs PM

📍 LOVA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLOVAPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LOVA + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LOVA pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOVA
Annual income on $10K today (after 15% tax)
$2,397.74/yr
After 10yr DRIP, annual income (after tax)
$12,717.90/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, LOVA beats the other by $10,599.69/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of LOVA + PM for your $10,000?

LOVA: 50%PM: 50%
100% PM50/50100% LOVA
Portfolio after 10yr
$84.4K
Annual income
$8,727.13/yr
Blended yield
10.34%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

LOVA
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOVA buys
0
PM buys
0
No recent congressional trades found for LOVA or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLOVAPM
Forward yield28.21%3.48%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$119.3K$49.6K
Annual income after 10y$14,962.24$2,492.02
Total dividends collected$79.5K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LOVA vs PM ($10,000, DRIP)

YearLOVA PortfolioLOVA Income/yrPM PortfolioPM Income/yrGap
1← crossover$13,521$2,820.87$11,648$408.29+$1.9KLOVA
2$18,032$3,564.55$13,589$495.90+$4.4KLOVA
3$23,737$4,442.81$15,877$603.21+$7.9KLOVA
4$30,864$5,465.84$18,580$734.88+$12.3KLOVA
5$39,667$6,642.11$21,781$896.75+$17.9KLOVA
6$50,422$7,978.00$25,578$1,096.12+$24.8KLOVA
7$63,429$9,477.59$30,092$1,342.17+$33.3KLOVA
8$79,011$11,142.52$35,470$1,646.46+$43.5KLOVA
9$97,514$12,971.87$41,892$2,023.58+$55.6KLOVA
10$119,302$14,962.24$49,578$2,492.02+$69.7KLOVA

LOVA vs PM: Complete Analysis 2026

LOVAStock

Lovarra operates as a Platform as a Service (PaaS) worldwide. The company's solutions include CreateApp (createapp.com), a PaaS that allows small-to-medium-sized businesses to create mobile apps for their business without the need of technical knowledge, high investment, or background in the information technology; Paylogiq, a 'consumer facing' product offering that supports the PaaS strategy developed by the enhancements to the CreateApp platform providing payment capabilities to users of the platform; and Gologiq, a PaaS platform that offers mobile payment capabilities for the local food delivery service industry. Lovarra was incorporated in 2018 and is headquartered in New York, New York.

Full LOVA Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.